Getting an offer on your Cerritos home for sale is exciting.
Getting multiple offers can be even more exciting.
But then comes one of the biggest questions a Cerritos homeowner can face:
“Which offer should I accept?”
Most sellers immediately look at the purchase price.
Who offered the most?
But here’s something homeowners sometimes don’t realize:
The highest offer isn’t necessarily the best offer.
Price matters, but so can the buyer’s financing, available funds, earnest money deposit, contingencies, requested concessions, closing timeline, possession terms, and other contractual conditions.
That’s why what happens after you receive an offer can be just as important as what happens before your Cerritos home goes on the market.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, with more than 20 years of real estate experience.
When an offer comes in on a home I’m representing, I don’t simply forward it to my seller and ask:
“What do you want to do?”
There’s work to do first.
After receiving an offer on your Cerritos home, review the entire contract rather than focusing only on the purchase price.
Important factors may include financing, proof of funds, earnest money deposit, contingencies, closing timeline, seller concessions, possession terms, and other contractual conditions.
Your real estate agent can help you evaluate the offer, gather relevant information when appropriate, explain potential strengths and concerns, and discuss negotiation options.
The homeowner ultimately decides whether to accept, reject, or counter the offer.
Before we sit down to discuss an offer, I want to understand as much as reasonably possible about what’s behind it.
That means reviewing more than the purchase price.
Depending on the transaction and the information available, I may:
I’m trying to understand questions such as:
Then there are the professionals involved in helping the buyer complete the transaction.
That deserves attention too.
A buyer can look strong on paper, but a real estate transaction involves more than the buyer alone.
When appropriate, I may communicate with the buyer’s real estate agent and lender.
Why?
Because those professionals can play important roles throughout the transaction.
The buyer’s agent may be involved with:
If financing is involved, the lender can also become an important part of keeping the loan process moving.
When possible, I want to develop a better understanding of how prepared the parties appear to be before my seller makes an important decision.
No amount of vetting can guarantee that a transaction will close.
But I’d rather ask important questions before you accept an offer than discover avoidable concerns later.
Not necessarily.
Suppose you receive three offers.
Buyer A offers the highest purchase price.
Buyer B offers slightly less but proposes different financing, contingencies, or terms.
Buyer C offers another combination of price, timing, financing, and contractual conditions.
Which one is best?
You can’t answer that question simply by comparing purchase prices.
That’s where we sit down and go through the offers.
We’ll discuss the potential pros and cons of each offer, including the terms that may matter most to your particular sale.
Then we’ll discuss your options.
You may decide to:
You ultimately make the decision.
My responsibility is to help you understand what you’re deciding.
When you’re selling a home in Cerritos, purchase price is obviously important.
But there may be several other factors worth evaluating.
How does the buyer intend to purchase the property?
If financing is involved, what information has been submitted regarding the buyer’s financing?
Is there a loan contingency?
Has appropriate documentation been provided to support funds associated with the purchase when applicable?
How much earnest money is the buyer proposing?
What does the contract say about when it will be deposited?
Is there an appraisal contingency?
What happens if the property does not appraise at the agreed purchase price?
What inspection or investigation period is being requested?
When does the buyer propose closing?
Does that timeline work with your plans?
Is the buyer asking you to pay closing costs, credits, repairs, or other expenses?
A higher-priced offer may not necessarily result in the highest net proceeds if significant concessions are included.
When does the buyer expect to receive possession?
If you need time after closing, that may become an important part of comparing offers.
Are there additional conditions or requests that could affect your transaction?
This is why I encourage sellers to evaluate the whole offer, not simply the biggest number.
When several offers arrive, comparing them side by side can make the differences easier to understand.
| Offer Factor | Questions to Consider |
|---|---|
| Purchase Price | Which offer has the strongest price? |
| Financing | Cash or financed? What financing information is provided? |
| Proof of Funds | What funds have been documented? |
| Earnest Money | What deposit is being proposed? |
| Loan Contingency | Is there one, and for how long? |
| Appraisal Contingency | What appraisal terms are included? |
| Inspection Contingency | What investigation period is proposed? |
| Seller Concessions | Is the buyer requesting credits or other costs? |
| Closing Date | Does the timeline work for your plans? |
| Possession | When will the buyer receive possession? |
| Other Terms | Are there additional conditions or requests? |
The goal isn’t to automatically choose the offer with the fewest contingencies or the highest purchase price.
The goal is to understand the overall combination of price, terms, risk, and fit with your goals.
A multiple-offer situation can create opportunity.
It also requires thoughtful strategy.
When circumstances support it and with the seller’s direction, possible approaches may include:
The objective is to determine whether there is an opportunity to obtain a stronger overall combination of price and terms for you.
Buyers then decide how they want to respond.
Some may improve their offers.
Some may accept proposed terms.
Some may counter.
Others may decide not to continue.
There are no guaranteed outcomes.
That’s why we discuss the potential advantages, disadvantages, and risks before deciding what to do.
Once responses are received, we evaluate them again.
Which offer now appears strongest?
Which terms best fit your goals?
Are there concerns we need to discuss?
Would another negotiation make sense?
This isn’t something I want my seller trying to navigate without guidance.
This deserves repeating.
Multiple offers don’t automatically mean “take the highest one.”
Imagine accepting an impressive purchase price only to discover later that other terms of the offer create challenges you didn’t fully appreciate.
That’s why my approach is to evaluate each offer as a complete package.
The goal isn’t simply to get an accepted contract.
The goal is to work toward a successful transaction with price and terms that align with your objectives.
And those objectives aren’t identical for every Cerritos homeowner.
Maybe maximizing your sale price is your primary objective.
Maybe timing matters just as much.
Maybe you’re coordinating this sale with another home purchase.
Maybe you need a particular closing date or possession arrangement.
Maybe other contractual terms are especially important to your circumstances.
Your selling strategy should be built around your goals.
You do.
It’s your property.
It’s your decision.
My role is to help you understand the offers and the choices available to you.
I can:
Then you decide how you want to proceed.
Good representation isn’t about making the decision for the homeowner.
It’s about helping the homeowner make an informed decision.
Once you and the buyer agree on the contract and terms, your Cerritos home moves into the next stage of the transaction.
There may still be:
As a general example, a transaction involving financing may sometimes be structured around approximately 30 days to close, although actual closing times vary.
Cash transactions can potentially close considerably faster.
Some may be capable of closing within days, depending on the transaction, but the actual closing period is determined by the contract and circumstances.
And my job doesn’t stop simply because you’ve accepted an offer.
There is still a transaction to manage.
Here’s something else I want Cerritos homeowners to understand:
You shouldn’t wait until offers arrive to start thinking about your offer strategy.
The groundwork begins with how we prepare, position, price, and market your property.
I want to understand:
That information helps shape how we bring your home to market.
Different buyers have different priorities, so there isn’t one universal Cerritos buyer checklist.
But understanding the local market can help us identify characteristics of your property that deserve attention.
A buyer might care about:
My job is to identify what makes your particular Cerritos home worth considering and communicate those characteristics effectively.
Because before we can negotiate offers, we first need buyers interested enough to write them.
My approach to selling a Cerritos home doesn’t stop with traditional real estate marketing.
Traditional methods can still be important, including:
But today’s buyers spend a significant amount of time online.
That’s why I complement traditional marketing with modern digital marketing strategies.
Depending on the property and listing strategy, that may include:
The purpose isn’t to use technology simply to say we’re using technology.
The purpose is to create additional opportunities to present your property, communicate what makes it worth considering, and reach potential buyers where they’re spending their attention.
Marketing creates the opportunity.
Then, when offers arrive, evaluation and negotiation take over.
When you hire a listing agent, you’re not only hiring someone to put your property in the MLS.
Think about everything that can happen after an offer arrives.
Is the buyer appropriately qualified based on the information available?
What does the financing look like?
What are the terms?
What contingencies are included?
What should you counter?
What if another offer arrives?
Should we establish a deadline?
Should we negotiate with one buyer or multiple buyers?
Which offer is actually strongest?
What happens if a buyer counters back?
And what happens after you accept?
That’s where representation matters.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, with more than 20 years of real estate experience.
My approach combines:
I want you to understand what’s happening and know the potential pros and cons before making major decisions.
And ultimately, you remain in control of which offer you accept and which direction you take.
If you’re considering selling your home in Cerritos, don’t wait until you’re ready to put it on the market.
Let’s meet first.
During a Cerritos seller consultation and listing strategy appointment, we can discuss:
You’ll have an opportunity to understand how I would represent you before, during, and after the negotiation process.
And if you’re interviewing listing agents in Cerritos, this gives you an opportunity to compare approaches before deciding who you want representing one of your most important financial assets.
You don’t have to be ready to list your Cerritos home tomorrow to begin preparing.
I’ve created an online Sure Seller Course to help homeowners educate themselves about the home-selling process.
Start the Sure Seller Course →
Start learning now.
Then, when you’re ready to discuss your individual property and selling strategy, contact me directly.
Christine Almarines reviews the offer and its terms and, when appropriate, may communicate with the buyer’s agent and lender and review financing and proof-of-funds information presented with the offer.
Christine then discusses the offer with the seller, including potential strengths, concerns, and negotiation options.
The seller ultimately decides how to respond.
Not automatically.
Price is important, but financing, contingencies, earnest money deposit, closing timeline, concessions, possession, and other contractual terms may also affect an offer.
The strongest overall offer may not always be the one with the highest purchase price.
Compare more than price.
Depending on the offers, important factors may include financing, proof of funds, earnest money, loan and appraisal contingencies, inspection terms, seller concessions, proposed closing dates, possession terms, and other contractual conditions.
Your individual selling goals should also be part of the comparison.
Depending on the transaction, Christine can review the offer and supporting information, examine financing information and proof of funds when appropriate, and communicate with the buyer’s real estate agent and lender to gather information relevant to the seller’s decision.
Depending on the circumstances and your instructions, strategies may include establishing an offer deadline, seeking clarification, countering offers, or giving buyers an opportunity to improve their proposed price or terms.
Christine discusses potential advantages, disadvantages, and risks before the seller decides how to proceed.
Potentially, yes.
A lower-priced offer could contain financing, contingencies, closing terms, concessions, or other conditions that better align with the seller’s priorities.
The strongest offer depends on the complete contract rather than price alone.
You do.
Christine advises you, explains the offers and terms, identifies potential strengths or concerns, and helps you evaluate negotiation strategies.
The final decision belongs to the homeowner.
It depends on the transaction.
As a general example, a financed purchase may sometimes be structured around approximately 30 days to close.
Cash purchases may potentially close faster.
The actual closing period is determined by the contract and circumstances.
Christine has more than 20 years of real estate experience and combines Cerritos-focused property positioning, traditional and digital marketing, offer evaluation, seller education, negotiation strategy, and transaction management.
Her approach is built around the individual seller’s property, goals, priorities, and timeline.
Yes.
Christine’s online Sure Seller Course is available at:
Getting an offer is exciting.
Knowing what to do with that offer is where experienced representation can become especially valuable.
If you’re considering selling a home in Cerritos, let’s discuss your strategy before the first offer ever arrives.
We’ll talk about your home, your goals, how I would position and market the property, what we can do to create buyer interest, and how I approach reviewing, comparing, and negotiating offers once they come in.
Christine Almarines
Real Estate Agent | CA Real Estate Group | Caliber Real Estate
📱 (714) 476-4637
📧 christine@carealestategroup.com
DRE #01412944
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
No one cares how much you know until they know how much you care.
Marketing, negotiation strategies, offer terms, financing, transaction timelines, and results vary by property and transaction. No strategy guarantees multiple offers, a particular sales price, specific terms, or a successful closing. Sellers should review their individual circumstances and obtain appropriate professional advice.
Your offer was accepted on your dream home. Congratulations!
Now don’t accidentally do something that could put your home purchase at risk.
For home buyers in Orange County, Los Angeles County, and throughout Southern California, getting an offer accepted can feel like crossing the finish line.
It isn’t.
You’re under contract, but there may still be financing, escrow, inspections, appraisal when applicable, contingencies, contractual deadlines, and ultimately closing ahead of you.
During this period, something that seems as ordinary as financing a car, buying furniture on credit, changing jobs, opening a new credit card, moving money between accounts, or co-signing for someone could potentially create questions or issues with your mortgage financing.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, and an important part of how I work with buyers is helping them understand what happens before, during, and after an offer is accepted.
So if you’re buying a home in Orange County or Los Angeles County, remember these 10 things to avoid before closing.
After your offer is accepted, avoid making significant changes involving your employment, income, debt, credit, banking, or funds without first discussing them with your lender.
That includes things like taking out a new car loan, opening credit accounts, financing furniture, changing jobs, moving large amounts of money, making unusual deposits, or co-signing for someone else.
Your lender is qualifying you based on your financial circumstances and documentation.
Those circumstances can potentially change before closing.
So the simplest rule is:
When in doubt, ask your lender before you act.
Your mortgage process isn’t necessarily finished just because your offer was accepted or you received an earlier loan approval.
Your lender may still be reviewing and verifying information as your transaction moves toward closing.
Changes involving your:
may potentially affect your loan or create additional documentation requirements.
That doesn’t mean every change will automatically cause a problem.
It means you shouldn’t assume a change is harmless without asking the professional handling your financing.
You just had your offer accepted.
Then an amazing career opportunity appears.
Before making the move, talk to your lender.
Changing jobs, becoming self-employed, quitting your job, or making another significant employment change could potentially affect your mortgage financing.
That doesn’t mean a buyer can never change jobs during a transaction.
It means you shouldn’t assume an employment change won’t matter.
Your lender needs to tell you how your specific employment change could affect your particular loan.
Don’t make the change and then tell your lender. Talk to your lender first.
You bought the house.
Now you’re thinking about the new car that would look great in the driveway.
Not yet.
Taking out a new auto loan could change your financial obligations and potentially affect your mortgage qualification.
As I like to joke with buyers:
Don’t buy a new car, van or truck—you may end up living in it!
It’s funny, but the underlying message is serious.
Before taking on new debt between your accepted offer and closing, speak with your lender.
Get the house closed first. Then think about what’s going in the garage.
Be careful with your credit while you’re under contract.
This isn’t the time to suddenly increase your balances or allow financial obligations to become delinquent.
Keep your accounts current.
And before making a significant purchase using credit, speak with your lender.
Your goal during this period should be:
Financial consistency—not financial surprises.
You’ve saved money for your home purchase.
Protect it.
Your transaction may require funds for your:
Don’t look at those funds after your offer is accepted and decide:
“I have enough. I can spend some of this.”
Know what you’ll need to complete your purchase and keep the necessary funds available.
If you’re unsure how much money you should retain, ask your lender.
Be accurate and transparent with your lender.
If you have a financial obligation, don’t intentionally leave it off your loan application because you’re concerned it could affect your qualification.
Your lender needs accurate information.
If you’re unsure whether something should be disclosed, ask.
It’s much better to address a question early than to have an unexpected issue arise later in the transaction.
This one can be incredibly tempting.
Your offer was accepted.
You’re already picturing yourself in the house.
You know exactly where the new sofa is going.
Then you see:
“BUY NOW. NO PAYMENTS UNTIL NEXT YEAR!”
Sounds perfect, right?
Ask your lender first.
Deferred payments don’t necessarily mean a new financial obligation is irrelevant to your mortgage transaction.
The furniture will still be there after closing.
Get the keys first. Decorate second.
Avoid assuming that because your mortgage is progressing, you can start applying for new credit cards or financing.
New credit activity may matter to your financing.
Before applying for a new credit card, store financing, personal loan, or other unnecessary credit while you’re under contract, check with your lender.
Again, the rule is simple:
Ask before you act.
Maybe someone gives you money.
Maybe you’re moving money from one account to another.
Maybe you need to make a large withdrawal.
Don’t automatically assume it won’t matter.
Certain funds or financial transactions may need to be explained or documented during the mortgage process.
Before making unusual or significant:
discuss them with your lender.
That can help you understand what documentation may be required.
Changing banks may seem harmless.
But your lender may be using account statements and other financial documentation as part of your loan process.
If you suddenly close accounts, open new ones, or move significant funds around, you may create additional questions or documentation requirements.
Before changing bank accounts while you’re under contract, ask your lender what you need to know.
Someone you care about needs help buying a car.
They say:
“Don’t worry. I’m making all the payments. I just need your signature.”
If you’re in the middle of purchasing a home, talk to your lender before signing anything.
Co-signing can create a financial obligation that may be relevant to your mortgage qualification.
And here’s another important point:
If you’ve already co-signed for someone, tell your lender.
Don’t assume the obligation doesn’t matter simply because someone else is making the payments.
If you forget the other nine things in this article, remember this:
New job?
Ask.
New car?
Ask.
Furniture financing?
Ask.
New credit card?
Ask.
Large bank deposit?
Ask.
Moving money?
Ask.
Co-signing for someone?
Definitely ask.
A short conversation before making a financial decision may be much easier than trying to address an unexpected financing issue afterward.
You may be able to in some circumstances, but don’t assume a new car loan won’t affect your mortgage.
Financing a vehicle can create a new monthly debt obligation.
If you’re already under contract on a home, speak with your lender before purchasing or financing a vehicle.
Let your lender evaluate the impact on your individual loan before you make the decision.
Buying furniture with money you already have and financing furniture are not necessarily the same thing from a mortgage perspective.
If you’re considering opening a store credit account, using promotional financing, or taking on a new financial obligation before closing, speak with your lender first.
Even offers advertising “no payments until next year” can still involve new credit or debt.
The safest approach is simple:
Ask before financing the furniture.
A job change could potentially affect your financing, depending on your circumstances and loan.
That doesn’t mean employment changes are universally prohibited.
It means your lender should evaluate your particular situation before you quit, change employers, become self-employed, or make another significant employment change.
I want buyers to understand this before they ever write an offer:
Offer accepted does not mean transaction completed.
After your offer is accepted, there may still be important stages to navigate.
Depending on your particular transaction, those may include:
And finally:
Getting your keys.
That’s why choosing the right buyer’s agent isn’t only about finding someone who can open doors and write an offer.
You want guidance, communication, and education throughout the transaction.
Every transaction is different, but once your offer is accepted, the process may involve several moving parts.
Your real estate agent may be helping coordinate the real estate transaction while your lender handles your financing.
During this period, buyers may need to:
This is why financial consistency can be so important during this period.
You’ve already worked hard to get the offer accepted.
Now the goal is to protect the opportunity and make it all the way to closing.
I believe a well-prepared buyer is in a better position to make informed decisions.
That’s why my approach begins with education and strategy.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, and I help buyers throughout Orange County, Los Angeles County, Buena Park, Cerritos, and surrounding Southern California communities.
I don’t want you learning everything while you’re already under pressure to make important decisions.
I want to prepare you beforehand.
That includes helping you understand:
If financing is involved, your lender is the appropriate professional to advise you regarding your individual loan qualification and financial decisions.
If you don’t already have a lender, I can refer you to several lending professionals who can discuss financing options and your individual circumstances.
You don’t need to find the house first and then call me.
I’d rather meet with you before that happens.
I offer a no-obligation buyer consultation, education and strategy session for prospective home buyers.
We can discuss:
The goal is to help you prepare so that when the right home comes on the market, you’re in a better position to evaluate the opportunity and decide whether you’re ready to act.
There is absolutely no obligation.
The objective is education and preparation.
Maybe you aren’t ready for a personal consultation yet.
You can start learning now with my online home buyer course.
Go through the information at your own pace.
Then, when you’re ready to discuss your specific goals, contact me for your personal buyer consultation, education and strategy session.
Ready to see what’s currently available?
You can begin searching for homes throughout Orange County, Los Angeles County, and Southern California at:
But remember:
Finding the house is only one part of buying it.
Preparation, financing, offer strategy, due diligence, inspections, appraisal when applicable, contingencies, and successfully navigating the transaction all matter.
Avoid making significant changes involving your employment, credit, debt, banking, or finances without first discussing them with your lender.
Examples include financing a vehicle, opening new credit, changing jobs, co-signing a loan, financing furniture, or making unusual large financial transactions.
A job change could potentially affect mortgage qualification depending on your circumstances.
Talk with your lender before quitting, changing jobs, or becoming self-employed.
Financing a vehicle creates a new financial obligation and could potentially affect your mortgage qualification.
Speak with your lender before taking out a new auto loan while purchasing a home.
Be cautious about financing furniture or opening new credit before closing, even when payments are deferred.
Ask your lender before taking on a new financial obligation.
Buyers should be careful about substantially increasing debt or making significant changes to their credit profile before closing.
Your lender can tell you how a proposed purchase may affect your individual loan.
Opening new credit may be relevant to your mortgage financing.
Before applying for a new credit card or other financing while you’re under contract, speak with your lender.
Certain deposits may require explanation or documentation.
Discuss significant or unusual deposits, withdrawals, or transfers with your lender before making them.
Potentially, but large or unusual transfers may create additional documentation requirements.
Ask your lender before moving significant amounts of money while your loan is in process.
Co-signing can create a financial obligation that may be relevant to your mortgage qualification.
Speak with your lender before co-signing.
If you’ve already co-signed for someone, disclose that information to your lender.
The exact process varies, but it may involve escrow, earnest money deposit, seller disclosures, inspections, appraisal, financing, contingencies, contractual deadlines, final loan requirements, and closing.
Yes.
Christine Almarines offers a no-obligation home buyer consultation, education and strategy session for prospective buyers considering Orange County, Los Angeles County, Cerritos, Buena Park, and surrounding Southern California communities.
Yes.
Christine’s online home buyer course is available at:
Your goal isn’t simply to get an offer accepted.
Your goal is to make it all the way to closing and get the keys to your home.
So don’t wait until you’re under contract to start learning the process.
If you’re thinking about buying a home in Orange County, Los Angeles County, Buena Park, Cerritos, or surrounding Southern California communities, contact me.
Let’s talk about your goals and build your home-buying strategy before the right property appears.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
Christine Almarines is a real estate agent serving home buyers and homeowners in Buena Park and Cerritos and throughout Orange County, Los Angeles County, and Southern California.
If you’re considering buying a home, call or text Christine at (714) 476-4637 to schedule your no-obligation buyer consultation, education and strategy session.
Because getting your offer accepted is exciting.
Protecting that opportunity all the way to closing is just as important.
No one cares how much you know until they know how much you care.
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
This article provides general real estate education and is not mortgage, legal, tax, or financial advice. Mortgage qualification and underwriting requirements vary by lender, borrower, loan program, and transaction. Buyers should consult their lender before making employment, credit, debt, banking, or significant financial changes before closing.
If you’ve been thinking about selling your home but higher home prices or mortgage rates have made you hesitate, there may be one number you haven’t looked at closely enough:
Your home equity.
For many Southern California homeowners, years of homeownership, mortgage payments, and property appreciation have created a significant amount of equity.
And that equity could completely change the conversation about whether your next move is possible.
How can home equity help you move? When you sell a home with substantial equity, the net proceeds may help fund a larger down payment or, in some circumstances, an all-cash purchase. That means homeowners should consider both their current mortgage rate and the equity they’ve built when deciding whether a move is financially realistic.
••••••••••••••••••••
Home equity is essentially the difference between what your home may be worth today and what you still owe on it.
For example, if your home could sell for $1,000,000 and your remaining mortgage balance were $400,000, you would have approximately $600,000 in gross equity before selling expenses and other obligations.
Your actual net proceeds would depend on your mortgage payoff, selling costs, liens, taxes, and other transaction-specific expenses, but understanding your approximate equity can be an important first step when planning a move.
••••••••••••••••••••
According to Cotality, the average U.S. homeowner with a mortgage currently has approximately $310,500 in home equity.
But here in California, that number is substantially higher.
Cotality reports that the average mortgaged homeowner in California has approximately $626,900 in equity.
That doesn’t mean every California homeowner has $626,900 available. Your equity depends on when you purchased, your original price, your remaining loan balance, improvements you’ve made, and your home’s current market value.
But it does illustrate something important:
Many homeowners may be sitting on substantially more housing wealth than they realize.
••••••••••••••••••••
One of the biggest reasons homeowners hesitate to sell today is mortgage rates.
Maybe you refinanced when rates were historically low.
Maybe your current payment is comfortable.
And maybe looking at today’s home prices and mortgage rates makes moving seem financially unrealistic.
Those are valid considerations.
But your mortgage rate is only one part of the equation.
The equity you’ve accumulated in your current home may give you substantially more flexibility than you had when you purchased it.
Instead of asking only:
“What would my new mortgage rate be?”
It may be helpful to also ask:
“How much equity could I take with me into my next home?”
That number can dramatically change the math.
••••••••••••••••••••
If you sell your current home and have substantial net proceeds, you may be able to put significantly more money down on your next property.
A larger down payment means borrowing less.
And when mortgage rates are higher, reducing the amount you need to finance can have a meaningful impact on your monthly payment.
For some homeowners, this may make a move that initially looked unrealistic much more manageable.
••••••••••••••••••••
This option won’t apply to everyone, but it may be more realistic than some homeowners assume.
National Association of REALTORS® data shows that all-cash purchases have become increasingly common, with cash buyers accounting for roughly 26% of home purchases in recent buyer data.
For longtime homeowners with significant equity — especially those downsizing or relocating from a higher-priced Southern California market to a more affordable area — selling one property could potentially provide enough proceeds to purchase another home with little or no financing.
That could eliminate mortgage-rate concerns entirely.
••••••••••••••••••••
Selling isn’t always the right answer.
Maybe you love your neighborhood, school district, commute, or community but your home no longer fits your needs.
Depending on your financial circumstances, equity may provide options for renovations or improvements instead.
That could mean adding space, updating an outdated layout, improving accessibility, or making other changes that allow your current home to work better for the next stage of your life.
Any decision to borrow against home equity should be evaluated carefully with an appropriate financial or lending professional because it creates additional debt secured by your property.
••••••••••••••••••••
This is an important distinction.
An automated home-value website can provide a starting point, but it doesn’t know everything about your property.
It may not fully account for:
Your home’s condition
Renovations and upgrades
Lot location
Floor plan
Interior improvements
View or premium location
Current competition
Recent neighborhood sales
Buyer demand within your specific price range
And even a reasonably accurate estimate of your home’s value doesn’t tell you how much money you would actually have available after a sale.
That’s why homeowners considering a move need more than an online estimate.
They need to understand both:
What could my home realistically sell for?
and
Approximately how much equity could I walk away with?
••••••••••••••••••••
Southern California has experienced significant home-price appreciation over the years, which means homeowners who purchased some time ago may have accumulated considerable equity.
Cotality’s latest equity data places California at approximately $626,900 in average equity per mortgaged borrower, one of the highest levels in the country.
That could create options homeowners haven’t considered.
Maybe you thought you couldn’t afford to move up.
Maybe you want to downsize but haven’t run the numbers.
Maybe you’re considering moving closer to children or grandchildren.
Maybe you’re thinking about retirement.
Or maybe you’ve simply outgrown your current home.
Before assuming today’s market makes moving impossible, it may be worth finding out what you’re actually working with.
••••••••••••••••••••
Start with the numbers.
A homeowner who purchased many years ago may be in a very different financial position today than they realize.
Your first step doesn’t have to be putting your home on the market.
It can simply be understanding:
What your home may sell for today
Approximately how much you still owe
What your estimated selling expenses may be
How much net equity you may have available
What that could mean for your next purchase
Once you know those numbers, you can evaluate your options more intelligently.
Sometimes the answer will be that staying put makes the most sense.
Sometimes you’ll discover that moving is more achievable than you thought.
Either way, information gives you options.
••••••••••••••••••••
Your current mortgage rate matters.
Today’s home prices matter.
Your future monthly payment matters.
But so does the equity you’ve spent years building.
For many homeowners, that may be the missing piece of the puzzle.
Instead of assuming you can’t move because today’s market looks different from the one you purchased in, find out what your home may actually be worth and what you’ve accumulated along the way.
You may have more options than you think.
••••••••••••••••••••
You don’t have to be ready to sell to find out what your home may be worth.
If you’re thinking about moving, downsizing, buying something larger, relocating — or you’re simply curious — we can prepare a personalized market analysis to help you understand your home’s potential value and what that could mean for your next move.
Knowing the number doesn’t mean you have to sell.
It simply gives you better information to decide what comes next.
📲 Contact CA Real Estate Group for a personalized home-value and equity review.
A simple estimate starts by subtracting your outstanding mortgage balance from your home’s estimated current market value. Your actual proceeds from a sale would also need to account for transaction expenses, liens, taxes, and other costs.
According to Cotality’s 2026 homeowner equity data, the average mortgaged borrower in California has approximately $626,900 in equity. Individual homeowners may have substantially more or less depending on their property value and mortgage balance.
If you sell your existing home, the net proceeds from the sale can generally be used toward the purchase of another property. How much is available depends on your mortgage payoff and the expenses associated with selling.
Potentially. A larger down payment may reduce the amount you need to finance on your next purchase, which can reduce the monthly principal and interest payment compared with borrowing a larger amount at the same rate.
Some homeowners do, particularly longtime owners who are downsizing or moving from higher-cost markets to less expensive areas. Whether this is possible depends on your net sale proceeds and the cost of your replacement property.
An online estimate can provide a rough starting point, but it may not accurately reflect your home’s condition, upgrades, lot, floor plan, neighborhood location, or current competing properties. A local comparative market analysis can provide additional context.
No. Certain lending products may allow homeowners to borrow against their equity while keeping the property, but those options involve additional debt, interest, qualification requirements, and risk. A qualified lending or financial professional can explain the options and implications.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
Getting an offer on your Cerritos home for sale is exciting.
Getting multiple offers can be even more exciting.
But then comes one of the biggest questions a Cerritos homeowner can face:
“Which offer should I accept?”
Most sellers immediately look at the purchase price.
Who offered the most?
But here’s something homeowners sometimes don’t realize:
The highest offer isn’t necessarily the best offer.
Price matters, but so can the buyer’s financing, available funds, earnest money deposit, contingencies, requested concessions, closing timeline, possession terms, and other contractual conditions.
That’s why what happens after you receive an offer can be just as important as what happens before your Cerritos home goes on the market.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, with more than 20 years of real estate experience.
When an offer comes in on a home I’m representing, I don’t simply forward it to my seller and ask:
“What do you want to do?”
There’s work to do first.
After receiving an offer on your Cerritos home, review the entire contract rather than focusing only on the purchase price.
Important factors may include financing, proof of funds, earnest money deposit, contingencies, closing timeline, seller concessions, possession terms, and other contractual conditions.
Your real estate agent can help you evaluate the offer, gather relevant information when appropriate, explain potential strengths and concerns, and discuss negotiation options.
The homeowner ultimately decides whether to accept, reject, or counter the offer.
Before we sit down to discuss an offer, I want to understand as much as reasonably possible about what’s behind it.
That means reviewing more than the purchase price.
Depending on the transaction and the information available, I may:
I’m trying to understand questions such as:
Then there are the professionals involved in helping the buyer complete the transaction.
That deserves attention too.
A buyer can look strong on paper, but a real estate transaction involves more than the buyer alone.
When appropriate, I may communicate with the buyer’s real estate agent and lender.
Why?
Because those professionals can play important roles throughout the transaction.
The buyer’s agent may be involved with:
If financing is involved, the lender can also become an important part of keeping the loan process moving.
When possible, I want to develop a better understanding of how prepared the parties appear to be before my seller makes an important decision.
No amount of vetting can guarantee that a transaction will close.
But I’d rather ask important questions before you accept an offer than discover avoidable concerns later.
Not necessarily.
Suppose you receive three offers.
Buyer A offers the highest purchase price.
Buyer B, meanwhile, offers slightly less but proposes different financing, contingencies, or terms.
A third option, Buyer C, offers another combination of price, timing, financing, and contractual conditions.
Which one is best?
You can’t answer that question simply by comparing purchase prices.
That’s where we sit down and go through the offers.
We’ll discuss the potential pros and cons of each offer, including the terms that may matter most to your particular sale.
Then we’ll discuss your options.
You may decide to:
You ultimately make the decision.
My responsibility is to help you understand what you’re deciding.
When you’re selling a home in Cerritos, purchase price is obviously important.
But there may be several other factors worth evaluating.
How does the buyer intend to purchase the property?
If financing is involved, what information has been submitted regarding the buyer’s financing?
Is there a loan contingency?
Has appropriate documentation been provided to support funds associated with the purchase when applicable?
How much earnest money is the buyer proposing?
What does the contract say about when it will be deposited?
Is there an appraisal contingency?
What happens if the property does not appraise at the agreed purchase price?
What inspection or investigation period is being requested?
When does the buyer propose closing?
Does that timeline work with your plans?
Is the buyer asking you to pay closing costs, credits, repairs, or other expenses?
A higher-priced offer may not necessarily result in the highest net proceeds if significant concessions are included.
When does the buyer expect to receive possession?
If you need time after closing, that may become an important part of comparing offers.
Are there additional conditions or requests that could affect your transaction?
This is why I encourage sellers to evaluate the whole offer, not simply the biggest number.
When several offers arrive, comparing them side by side can make the differences easier to understand.
| Offer Factor | Questions to Consider |
|---|---|
| Purchase Price | Which offer has the strongest price? |
| Financing | Cash or financed? What financing information is provided? |
| Proof of Funds | What funds have been documented? |
| Earnest Money | What deposit is being proposed? |
| Loan Contingency | Is there one, and for how long? |
| Appraisal Contingency | What appraisal terms are included? |
| Inspection Contingency | What investigation period is proposed? |
| Seller Concessions | Is the buyer requesting credits or other costs? |
| Closing Date | Does the timeline work for your plans? |
| Possession | When will the buyer receive possession? |
| Other Terms | Are there additional conditions or requests? |
The goal isn’t to automatically choose the offer with the fewest contingencies or the highest purchase price.
The goal is to understand the overall combination of price, terms, risk, and fit with your goals.
A multiple-offer situation can create opportunity.
It also requires thoughtful strategy.
When circumstances support it and with the seller’s direction, possible approaches may include:
The objective is to determine whether there is an opportunity to obtain a stronger overall combination of price and terms for you.
Buyers then decide how they want to respond.
Some buyers may improve their offers.
Others may accept the proposed terms or submit a counteroffer.
A buyer could also decide not to continue.
There are no guaranteed outcomes.
That’s why we discuss the potential advantages, disadvantages, and risks before deciding what to do.
Once responses are received, we evaluate them again.
Which offer now appears strongest?
Which terms best fit your goals?
Are there concerns we need to discuss?
Would another negotiation make sense?
This isn’t something I want my seller trying to navigate without guidance.
This deserves repeating.
Multiple offers don’t automatically mean “take the highest one.”
Imagine accepting an impressive purchase price only to discover later that other terms of the offer create challenges you didn’t fully appreciate.
That’s why my approach is to evaluate each offer as a complete package.
The goal isn’t simply to get an accepted contract.
The goal is to work toward a successful transaction with price and terms that align with your objectives.
And those objectives aren’t identical for every Cerritos homeowner.
Maybe maximizing your sale price is your primary objective.
For another seller, timing may matter just as much.
You could also be coordinating the sale with another home purchase.
Perhaps you need a particular closing date or possession arrangement.
Other contractual terms may also be especially important to your circumstances.
Your selling strategy should be built around your goals.
You do.
It’s your property.
It’s your decision.
My role is to help you understand the offers and the choices available to you.
I can:
Then you decide how you want to proceed.
Good representation isn’t about making the decision for the homeowner.
It’s about helping the homeowner make an informed decision.
Once you and the buyer agree on the contract and terms, your Cerritos home moves into the next stage of the transaction.
There may still be:
As a general example, a transaction involving financing may sometimes be structured around approximately 30 days to close, although actual closing times vary.
Cash transactions can potentially close considerably faster.
Some may be capable of closing within days, depending on the transaction, but the actual closing period is determined by the contract and circumstances.
And my job doesn’t stop simply because you’ve accepted an offer.
There is still a transaction to manage.
Here’s something else I want Cerritos homeowners to understand:
You shouldn’t wait until offers arrive to start thinking about your offer strategy.
The groundwork begins with how we prepare, position, price, and market your property.
I want to understand:
That information helps shape how we bring your home to market.
Different buyers have different priorities, so there isn’t one universal Cerritos buyer checklist.
But understanding the local market can help us identify characteristics of your property that deserve attention.
A buyer might care about:
My job is to identify what makes your particular Cerritos home worth considering and communicate those characteristics effectively.
Because before we can negotiate offers, we first need buyers interested enough to write them.
My approach to selling a Cerritos home doesn’t stop with traditional real estate marketing.
Traditional methods can still be important, including:
But today’s buyers spend a significant amount of time online.
That’s why I complement traditional marketing with modern digital marketing strategies.
Depending on the property and listing strategy, that may include:
The purpose isn’t to use technology simply to say we’re using technology.
The purpose is to create additional opportunities to present your property, communicate what makes it worth considering, and reach potential buyers where they’re spending their attention.
Marketing creates the opportunity.
Then, when offers arrive, evaluation and negotiation take over.
When you hire a listing agent, you’re not only hiring someone to put your property in the MLS.
Think about everything that can happen after an offer arrives.
Is the buyer appropriately qualified based on the information available?
What does the financing look like?
Are the proposed terms favorable to you?
Which contingencies are included?
Should you counter the offer?
Another offer could arrive while you’re deciding.
Would establishing an offer deadline make sense?
Should we negotiate with one buyer or multiple buyers?
Which offer appears strongest overall?
And if a buyer counters back, how should you respond?
There’s also the question of what happens after you accept.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, with more than 20 years of real estate experience.
My approach combines:
I want you to understand what’s happening and know the potential pros and cons before making major decisions.
And ultimately, you remain in control of which offer you accept and which direction you take.
If you’re considering selling your home in Cerritos, don’t wait until you’re ready to put it on the market.
Let’s meet first.
During a Cerritos seller consultation and listing strategy appointment, we can discuss:
You’ll have an opportunity to understand how I would represent you before, during, and after the negotiation process.
And if you’re interviewing listing agents in Cerritos, this gives you an opportunity to compare approaches before deciding who you want representing one of your most important financial assets.
You don’t have to be ready to list your Cerritos home tomorrow to begin preparing.
I’ve created an online Sure Seller Course to help homeowners educate themselves about the home-selling process.
Start the Sure Seller Course →
Start learning now.
Then, when you’re ready to discuss your individual property and selling strategy, contact me directly.
Christine Almarines reviews the offer and its terms and, when appropriate, may communicate with the buyer’s agent and lender and review financing and proof-of-funds information presented with the offer.
Christine then discusses the offer with the seller, including potential strengths, concerns, and negotiation options.
The seller ultimately decides how to respond.
Not automatically.
Price is important, but financing, contingencies, earnest money deposit, closing timeline, concessions, possession, and other contractual terms may also affect an offer.
The strongest overall offer may not always be the one with the highest purchase price.
Compare more than price.
Depending on the offers, important factors may include financing, proof of funds, earnest money, loan and appraisal contingencies, inspection terms, seller concessions, proposed closing dates, possession terms, and other contractual conditions.
Your individual selling goals should also be part of the comparison.
Depending on the transaction, Christine can review the offer and supporting information, examine financing information and proof of funds when appropriate, and communicate with the buyer’s real estate agent and lender to gather information relevant to the seller’s decision.
Depending on the circumstances and your instructions, strategies may include establishing an offer deadline, seeking clarification, countering offers, or giving buyers an opportunity to improve their proposed price or terms.
Christine discusses potential advantages, disadvantages, and risks before the seller decides how to proceed.
Potentially, yes.
A lower-priced offer could contain financing, contingencies, closing terms, concessions, or other conditions that better align with the seller’s priorities.
The strongest offer depends on the complete contract rather than price alone.
You do.
Christine advises you, explains the offers and terms, identifies potential strengths or concerns, and helps you evaluate negotiation strategies.
The final decision belongs to the homeowner.
It depends on the transaction.
As a general example, a financed purchase may sometimes be structured around approximately 30 days to close.
Cash purchases may potentially close faster.
The actual closing period is determined by the contract and circumstances.
Christine has more than 20 years of real estate experience and combines Cerritos-focused property positioning, traditional and digital marketing, offer evaluation, seller education, negotiation strategy, and transaction management.
Her approach is built around the individual seller’s property, goals, priorities, and timeline.
Yes.
Christine’s online Sure Seller Course is available at:
Getting an offer is exciting.
Knowing what to do with that offer is where experienced representation can become especially valuable.
If you’re considering selling a home in Cerritos, let’s discuss your strategy before the first offer ever arrives.
We’ll talk about your home, your goals, how I would position and market the property, what we can do to create buyer interest, and how I approach reviewing, comparing, and negotiating offers once they come in.
Christine Almarines
Real Estate Agent | CA Real Estate Group | Caliber Real Estate
📱 (714) 476-4637
📧 christine@carealestategroup.com
DRE #01412944
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
No one cares how much you know until they know how much you care.
Marketing, negotiation strategies, offer terms, financing, transaction timelines, and results vary by property and transaction. No strategy guarantees multiple offers, a particular sales price, specific terms, or a successful closing. Sellers should review their individual circumstances and obtain appropriate professional advice.
You listed your home.
Buyers toured it.
And now you have an offer sitting in front of you.
Maybe you even have several.
So how do you know which offer is actually the best offer for your home?
If you’re selling a home in Orange County or Los Angeles County, it’s easy to look at the purchase price first and assume the highest number automatically wins.
But there can be much more to an offer than price.
The buyer’s financing, proof of funds, contingencies, deposit, requested concessions, closing timeline, possession terms, lender, and other contractual details can all affect the strength of an offer and the path from acceptance to closing.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, and I have more than 20 years of real estate experience.
When I represent a home seller, my job isn’t simply to put several offers in front of you and ask:
“Which one do you want?”
I want you to understand what’s behind each offer before you make that decision.
No.
The highest purchase price isn’t automatically the strongest overall offer.
Financing, contingencies, earnest money, closing timelines, seller concessions, possession terms, and other contractual conditions can all affect an offer.
The entire offer should be evaluated rather than the purchase price alone.
Consider the full contract, including purchase price, financing, proof of funds, earnest money deposit, loan and appraisal contingencies, inspection terms, seller concessions, closing date, possession terms, and other conditions.
Your own priorities should also factor into the decision.
Christine Almarines reviews the offer and relevant terms and may communicate with the buyer’s agent and lender when appropriate.
Christine then discusses the offer with the seller, including potential strengths, concerns, negotiation options, and possible responses.
The seller ultimately decides whether to accept, reject, or counter the offer.
When appropriate, Christine can review financing information submitted with the offer, communicate with the buyer’s agent and lender, and review proof-of-funds information.
The information available and the level of verification possible can vary by transaction.
Depending on the circumstances and seller instructions, a multiple-offer strategy may involve an offer deadline, counteroffers, clarification of terms, or opportunities for buyers to improve their proposed price or terms.
Christine discusses the options and potential pros and cons with the seller before the seller determines how to proceed.
Potentially, yes.
A lower-priced offer may contain financing, contingencies, timing, concessions, or other terms that a seller finds more attractive than those in a higher-priced offer.
The better offer depends on the entire contract and the seller’s individual priorities.
The homeowner does.
Christine Almarines provides information, helps explain the terms, identifies potential strengths or concerns, and discusses negotiation strategies.
The seller makes the final decision.
Closing time varies.
A financed transaction may sometimes be structured around approximately 30 days, while some cash transactions can potentially close more quickly.
The actual timeline depends on the contract, financing, property, parties, escrow requirements, and other circumstances.
Yes.
Homeowners considering selling in Orange County, Los Angeles County, Buena Park, Cerritos, and surrounding Southern California communities can contact Christine for a seller consultation and strategy session.
Yes.
Christine offers an online home seller course for homeowners who want to begin learning about the selling process before scheduling a consultation.
Visit:
There isn’t one down payment amount that applies to every buyer.
Depending on the financing program and your qualifications, certain programs may require approximately 3% to 3.5% down. Other eligible borrowers may qualify for programs with different down payment requirements, including certain programs requiring no down payment.
A qualified lender should determine which current financing options may be available to you.
As a general planning estimate, closing costs may be approximately 2.5% to 3.5% of the purchase price.
Actual costs vary by transaction, financing, lender, property, prepaid expenses, taxes, insurance, escrow and title charges, and other factors.
Consult a qualified lender for a more specific estimate based on your circumstances.
No.
Your down payment and closing costs are separate parts of the funds you may need to complete a home purchase.
A lender can help you estimate your down payment, closing costs, and anticipated cash needed based on the loan and transaction.
Potentially, yes.
A 20% down payment isn’t required for every mortgage. Some financing programs allow qualified buyers to purchase with a smaller down payment.
A qualified lender can explain current programs and eligibility requirements.
Certain eligible borrowers may qualify for financing programs requiring no down payment.
Requirements vary, and eligibility needs to be confirmed by a qualified lender.
Yes.
Christine Almarines offers a no-obligation home buyer consultation, education and strategy session for buyers who want to better understand the Southern California home-buying process.
The session can cover the stages of buying a home, current strategies, pros and cons of different approaches, inspections, appraisals, contingencies, potential risks, and ways buyers can prepare for their purchase.
No.
The initial buyer consultation, education and strategy session is offered with absolutely no obligation.
The purpose is to give prospective buyers an opportunity to learn about the process, ask questions, and better understand their options.
Yes.
Christine Almarines offers an online home buyer course for people who want to begin learning about buying a home at their own pace.
Visit:
buyergoca.carealestategroup.com/ca1
You can begin your home search at:
Search available homes and begin exploring real estate in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
Christine Almarines, DRE #01412944, with CA Real Estate Group | Caliber Real Estate, helps home buyers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
You can contact Christine directly:
Christine Almarines
Real Estate Agent | CA Real Estate Group | Caliber Real Estate
📱 (714) 476-4637
📧 christine@carealestategroup.com
DRE #01412944
You listed your home.
Buyers toured it.
And now you have an offer sitting in front of you.
Maybe you even have several.
So how do you know which offer is actually the best offer for your home?
If you’re selling a home in Orange County or Los Angeles County, it’s easy to look at the purchase price first and assume the highest number automatically wins.
But there can be much more to an offer than price.
The buyer’s financing, proof of funds, contingencies, deposit, requested concessions, closing timeline, possession terms, lender, and other contractual details can all affect the strength of an offer and the path from acceptance to closing.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, and I have more than 20 years of real estate experience.
When I represent a home seller, my job isn’t simply to put several offers in front of you and ask:
“Which one do you want?”
I want you to understand what’s behind each offer before you make that decision.
https://www.youtube.com/watch?v=ROk_aTIot_YNo.
The highest purchase price isn’t automatically the strongest overall offer.
Financing, contingencies, earnest money, closing timelines, seller concessions, possession terms, and other contractual conditions can all affect an offer.
The entire offer should be evaluated rather than the purchase price alone.
Consider the full contract, including purchase price, financing, proof of funds, earnest money deposit, loan and appraisal contingencies, inspection terms, seller concessions, closing date, possession terms, and other conditions.
Your own priorities should also factor into the decision.
Christine Almarines reviews the offer and relevant terms and may communicate with the buyer’s agent and lender when appropriate.
Christine then discusses the offer with the seller, including potential strengths, concerns, negotiation options, and possible responses.
The seller ultimately decides whether to accept, reject, or counter the offer.
When appropriate, Christine can review financing information submitted with the offer, communicate with the buyer’s agent and lender, and review proof-of-funds information.
The information available and the level of verification possible can vary by transaction.
Depending on the circumstances and seller instructions, a multiple-offer strategy may involve an offer deadline, counteroffers, clarification of terms, or opportunities for buyers to improve their proposed price or terms.
Christine discusses the options and potential pros and cons with the seller before the seller determines how to proceed.
Potentially, yes.
A lower-priced offer may contain financing, contingencies, timing, concessions, or other terms that a seller finds more attractive than those in a higher-priced offer.
The better offer depends on the entire contract and the seller’s individual priorities.
The homeowner does.
Christine Almarines provides information, helps explain the terms, identifies potential strengths or concerns, and discusses negotiation strategies.
The seller makes the final decision.
Closing time varies.
A financed transaction may sometimes be structured around approximately 30 days, while some cash transactions can potentially close more quickly.
The actual timeline depends on the contract, financing, property, parties, escrow requirements, and other circumstances.
Yes.
Homeowners considering selling in Orange County, Los Angeles County, Buena Park, Cerritos, and surrounding Southern California communities can contact Christine for a seller consultation and strategy session.
Yes.
Christine offers an online home seller course for homeowners who want to begin learning about the selling process before scheduling a consultation.
Visit:
suresellergoca.carealestategroup.com/sellercourse1
There isn’t one down payment amount that applies to every buyer.
Depending on the financing program and your qualifications, certain programs may require approximately 3% to 3.5% down. Other eligible borrowers may qualify for programs with different down payment requirements, including certain programs requiring no down payment.
A qualified lender should determine which current financing options may be available to you.
As a general planning estimate, closing costs may be approximately 2.5% to 3.5% of the purchase price.
Actual costs vary by transaction, financing, lender, property, prepaid expenses, taxes, insurance, escrow and title charges, and other factors.
Consult a qualified lender for a more specific estimate based on your circumstances.
No.
Your down payment and closing costs are separate parts of the funds you may need to complete a home purchase.
A lender can help you estimate your down payment, closing costs, and anticipated cash needed based on the loan and transaction.
Potentially, yes.
A 20% down payment isn’t required for every mortgage. Some financing programs allow qualified buyers to purchase with a smaller down payment.
A qualified lender can explain current programs and eligibility requirements.
Certain eligible borrowers may qualify for financing programs requiring no down payment.
Requirements vary, and eligibility needs to be confirmed by a qualified lender.
Yes.
Christine Almarines offers a no-obligation home buyer consultation, education and strategy session for buyers who want to better understand the Southern California home-buying process.
The session can cover the stages of buying a home, current strategies, pros and cons of different approaches, inspections, appraisals, contingencies, potential risks, and ways buyers can prepare for their purchase.
No.
The initial buyer consultation, education and strategy session is offered with absolutely no obligation.
The purpose is to give prospective buyers an opportunity to learn about the process, ask questions, and better understand their options.
Yes.
Christine Almarines offers an online home buyer course for people who want to begin learning about buying a home at their own pace.
Visit:
buyergoca.carealestategroup.com/ca1
You can begin your home search at:
Search available homes and begin exploring real estate in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
Christine Almarines, DRE #01412944, with CA Real Estate Group | Caliber Real Estate, helps home buyers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
You can contact Christine directly:
Christine Almarines
Real Estate Agent | CA Real Estate Group | Caliber Real Estate
📱 (714) 476-4637
📧 christine@carealestategroup.com
DRE #01412944
If you’re thinking about selling, don’t wait until offers arrive to start thinking about negotiation.
Your strategy begins before your home ever reaches the market.
Let’s talk about your home, your goals, your timeline, and the selling strategy that makes sense for you.
We’ll discuss how your home may be positioned, what happens when offers arrive, how multiple-offer situations may be approached, and how I’ll help you understand the price, terms, financing, and potential risks before you make a decision.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
No one cares how much you know until they know how much you care.
>> How Much Is My Orange County Home Worth?
>> How to Sell Your Home in Orange County Fast
>> Buy a Home in Orange County with Confidence
Real estate transactions, negotiations, financing, offer terms, market conditions, and closing timelines vary. Examples and general timelines in this article are educational and are not guarantees of price, terms, closing, or other outcomes. Sellers should evaluate their individual circumstances and obtain appropriate professional advice.
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
No one cares how much you know until they know how much you care.
Real estate transactions, negotiations, financing, offer terms, market conditions, and closing timelines vary. Examples and general timelines in this article are educational and are not guarantees of price, terms, closing, or other outcomes. Sellers should evaluate their individual circumstances and obtain appropriate professional advice.
If you’re thinking about buying a home in Cerritos, California, finding the right property is only part of the process.
You also want to be prepared when the right Cerritos home comes on the market.
With an approximate 2026 semi-annual average sales price of around $1.3 million for a single-family residence in Cerritos, purchasing a home here can represent a significant financial decision.
And depending on the property, price range, inventory, and current market conditions, buyers may also face competition.
I’m Christine Almarines with CA Real Estate Group | Caliber Real Estate, and I help Cerritos home buyers understand the process, evaluate their options, and develop a strategy before they’re faced with making an important purchasing decision.
That’s why I offer a no-obligation Cerritos home buyer consultation, education and strategy session.
The goal is simple:
Let’s get you educated, prepared, and clear about what you’re looking for before the right Cerritos home comes on the market.
Buying a home in Cerritos starts with understanding your budget, financing, preferred neighborhoods and property characteristics, current market conditions, and the home-buying process.
For planning purposes, this guide uses an approximate 2026 semi-annual average sales price of around $1.3 million for a Cerritos single-family residence, but individual home prices vary significantly.
Preparing before you find a home can give you more time to understand your options, establish financing, evaluate properties, and develop an offer strategy based on the specific home you’re considering.
For planning purposes, we’re using an approximate 2026 semi-annual average sales price of around $1.3 million for a single-family residence in Cerritos.
That number is a citywide market example. It should not be interpreted as the value or expected purchase price of every Cerritos home.
Individual property prices can vary based on:
If you’re considering buying in Cerritos, we can look at recent comparable sales and current listings that more closely resemble the type of property you’re interested in.
That’s generally more useful than relying on one citywide average.
Let’s use a $1.3 million purchase price strictly as an example.
The amount of money you may need depends heavily on your financing, down payment, transaction, and other factors.
A larger down payment isn’t automatically required for every home purchase, and available loan programs and qualification requirements vary.
A qualified lender should determine which financing options may be available based on your individual circumstances.
Buyers should also plan for closing costs.
As a general planning estimate, closing costs in a real estate transaction may be approximately 2.5% to 3.5% of the purchase price, although actual costs may be higher or lower.
Using a $1.3 million purchase price strictly as an illustration:
These figures are illustrations, not quotes or guarantees.
Your actual closing costs can depend on financing, lender fees, escrow and title charges, prepaid expenses, insurance, taxes, transaction structure, and other factors.
I recommend speaking with a qualified lender for numbers specific to your circumstances.
If you don’t already have a lender, I can refer you to several lending professionals who can discuss financing, down payment requirements, estimated closing costs, and available loan options with you.
Your down payment isn’t necessarily the only money you’ll want to consider when preparing to buy a home.
Depending on your transaction, expenses may include:
Some expenses may be handled differently depending on the financing program and individual transaction.
That’s why asking only, “How much do I need for a down payment?” doesn’t necessarily provide the entire financial picture.
A qualified lender can help you estimate financing-related costs, while your real estate agent can help explain the timing and real estate portions of the transaction.
One of the biggest mistakes a buyer can make is waiting until they find the perfect house to figure everything out.
Imagine this:
You see a new Cerritos listing online.
You love it.
Now you’re calling a lender, trying to understand your financing, deciding what you’re willing to spend, researching the neighborhood, reviewing disclosures, learning about contingencies, and trying to determine how you want to structure your offer.
That’s a lot to process while the property may already be attracting attention from other buyers.
I prefer to do as much of that preparation as possible before you need to make an offer.
Then, when a home that fits your goals becomes available, you’re in a better position to evaluate the property and decide whether you’re ready to act.
Being prepared doesn’t mean rushing into a purchase.
It means doing your homework before you’re faced with a time-sensitive decision.
I offer prospective Cerritos buyers a no-obligation home buyer consultation, education and strategy session.
There is no obligation to hire me simply because you attended the consultation.
This meeting gives us an opportunity to discuss what you’re trying to accomplish and help you understand the process before you’re faced with a major purchasing decision.
We’ll discuss topics such as:
We’ll also talk about what you can do before a property comes on the market so you’re better prepared if the right opportunity appears.
Buying a home isn’t only about bedrooms, bathrooms, square footage, and price.
During our buyer consultation, we’ll also talk about your goals and lifestyle.
Questions worth considering include:
Those conversations can help us evaluate whether Cerritos complements the lifestyle and long-term goals you’re trying to create.
I don’t want to send you random listings simply because they fall within a price range.
I want to understand what you’re trying to accomplish so we can make your Cerritos home search more focused.
There isn’t one offer strategy that works for every Cerritos property.
And making an offer stand out doesn’t automatically mean offering the highest price or giving up protections you aren’t comfortable giving up.
Every property, seller, and transaction can be different.
When you’re ready to write an offer, we’ll evaluate the circumstances surrounding that particular home.
Depending on the situation, we may discuss:
We’ll also discuss the potential benefits and risks associated with different choices.
The goal is to develop an offer strategy based on the property in front of us, rather than blindly using the same approach every time.
Preparation may put you in a better position to act when you find a property you want.
Before that happens, work on understanding:
If financing is involved, establishing a relationship with a lender before finding a home can also help you avoid beginning that process from scratch after you’ve already found a property you love.
You should also understand basic offer terms and know what questions you may want to ask about the property.
Most importantly, you want enough education beforehand that you’re able to make a thoughtful decision when timing matters.
Being ready doesn’t mean rushing into a purchase.
It means doing your homework ahead of time so you aren’t trying to learn the entire home-buying process after you’ve found the house.
Getting an offer accepted isn’t the end of the home-buying process.
There can still be important decisions ahead.
During your buyer consultation and throughout the transaction, we’ll discuss home inspections, appraisals, contingencies, disclosures, timelines, and other parts of the purchase where understanding your options matters.
A home can look beautiful during a showing while having conditions you can’t immediately see.
An inspection may provide additional information about the property that can help you make more informed decisions.
An appraisal serves a different purpose and may become particularly important when financing a purchase.
We’ll discuss these processes and the choices that may arise so you have a better understanding of the potential risks.
No real estate purchase is risk-free.
My goal is to help you understand the process, evaluate your options, and make decisions that work toward your goals while being mindful of unnecessary risk.
If you’re a first-time home buyer in Cerritos, you may encounter a lot of unfamiliar terminology.
Terms may include:
You shouldn’t have to wait until you’re already under contract to learn what those terms mean.
That’s one reason I offer buyer education before you purchase.
We can walk through the process and discuss what you may encounter so you aren’t hearing important terminology for the first time when you’re being asked to make a decision.
If you’re considering buying a home in Cerritos but aren’t ready for a personal consultation yet, you can start with my online home buyer course.
It’s another way to begin educating yourself about buying a home before you start making offers.
You can go through the information at your own pace and contact me when you’re ready to discuss your individual Cerritos home-buying goals.
Want to see what’s currently available in Cerritos?
You can begin your home search through my website.
As you search, pay attention to more than price.
Notice which properties catch your attention and why.
Look at:
That information can help us narrow down your priorities when we meet.
For planning purposes, this guide uses an approximate 2026 semi-annual average sales price of around $1.3 million for a single-family residence in Cerritos.
This is an approximate citywide market example rather than a valuation of any individual property.
Current listings and comparable sales should be reviewed for the type of Cerritos home you’re considering.
Using a general planning estimate of approximately 2.5% to 3.5% of the purchase price, closing costs could equal approximately $32,500 to $45,500 on a $1.3 million purchase.
Actual closing costs vary and should be estimated by a qualified lender and the appropriate transaction professionals based on the individual purchase.
There isn’t one amount that applies to every Cerritos buyer.
The cash you may need can depend on your purchase price, down payment, financing program, closing costs, transaction expenses, and individual circumstances.
A qualified lender can help you estimate financing-related costs based on your situation.
Competition can vary depending on the individual property, price range, available inventory, timing, buyer demand, and current market conditions.
Rather than assuming every Cerritos property requires the same approach, your strategy should be based on the specific home and circumstances surrounding the sale.
There isn’t one strategy appropriate for every property.
An offer may involve considerations around price, financing, timing, contingencies, closing terms, and other factors.
I work with buyers to evaluate the individual property and discuss potential strategies, benefits, and risks before deciding how they want to structure an offer.
If you expect to finance your purchase, speaking with a qualified lender before finding a home can help you better understand your potential financing, price range, estimated costs, and loan options.
It also means you aren’t beginning the financing conversation from scratch after finding a property you’re interested in purchasing.
Yes.
Christine Almarines offers a no-obligation Cerritos home buyer consultation, education and strategy session.
We can discuss the buying process, your goals and lifestyle, current market considerations, offer strategies, inspections, appraisals, potential risks, financing preparation, and what you can do before the right Cerritos home becomes available.
No.
The initial buyer consultation, education and strategy session is offered with absolutely no obligation.
The purpose is to help you understand the process, ask questions, and determine your next steps.
Visit CARealEstateGroup.com to begin searching for homes in Cerritos and other Southern California communities.
Yes.
You can access Christine Almarines’ online home buyer course at:
If you’re considering buying a home in Cerritos, you don’t have to wait until the perfect listing appears to start preparing.
In fact, that’s exactly when I want you to contact me.
Let’s talk before you need to make an offer.
During your no-obligation Cerritos home buyer consultation, education and strategy session, we’ll discuss your goals, lifestyle, budget, buying process, current market conditions, and potential strategies.
We’ll talk about how you can prepare, how we might approach an offer when the right property appears, and the pros and cons of different choices.
We’ll also discuss inspections, appraisals, contingencies, and potential buyer risks.
And we’ll spend time talking about Cerritos itself and whether the community, available housing, and location complement what you’re trying to accomplish with your next home.
The goal is for you to be prepared so that when a home you love comes on the Cerritos market, you’re in a better position to evaluate the opportunity and decide whether you’re ready to act.
Christine Almarines
Real Estate Agent | CA Real Estate Group | Caliber Real Estate
📱 (714) 476-4637
📧 christine@carealestategroup.com
DRE #01412944
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
No one cares how much you know until they know how much you care.
The approximately $1.3 million 2026 semi-annual Cerritos single-family residence sales price referenced in this article is an approximate market example and should be verified against current market data before publication. Real estate prices and market conditions change. The 2.5% to 3.5% closing-cost range is a general planning estimate and is not a quote or guarantee. Financing programs, rates, down payment requirements, closing costs, and eligibility vary. Consult qualified real estate, lending, tax, legal, and other professionals as appropriate for your circumstances.
If you’re wondering how much money do you need to buy a home, the answer depends on several factors, including your down payment, closing costs, financing, and the type of property you’re considering.
Many buyers assume they need 20% down, but that isn’t always the case. Different loan programs may have different down payment requirements, and your total cash needed can also include closing costs, inspections, appraisal fees, reserves, and other expenses.
Understanding these costs before you begin your home search can help you create a more realistic budget and prepare with greater confidence.
The amount of money you need to buy a home depends on the purchase price, loan program, your qualifications, and closing costs.
Some qualified buyers may be able to purchase with approximately 3% to 3.5% down, while certain eligible buyers may qualify for programs requiring no down payment.
You should also plan for closing costs and other expenses associated with purchasing a home.
A qualified lender can determine the financing options available based on your individual circumstances.
As a general planning estimate, closing costs in a real estate transaction may be approximately 2.5% to 3.5% of the purchase price.
Actual closing costs vary depending on the transaction.
Your financing, lender fees, escrow and title charges, prepaid expenses, insurance, taxes, property, and other factors can affect the final amount.
For that reason, the 2.5% to 3.5% range should be treated as an estimate rather than a quote.
It’s best to speak directly with a qualified lender who can review your circumstances and provide a more specific estimate.
If you don’t already have a lender, I can refer you to several lending professionals who can discuss financing, estimated closing costs, down payment requirements, and programs for which you may qualify.
No. A 20% down payment is not required for every home purchase.
Depending on your qualifications and the financing program, certain loan programs may allow qualified buyers to purchase with approximately 3% to 3.5% down.
Other eligible borrowers may have access to programs requiring no down payment.
Loan programs, requirements, rates, and eligibility can change. A qualified mortgage professional should review your individual circumstances and explain the programs currently available to you.
So before you spend another year renting because you believe you don’t have enough money saved to buy a home, find out what your options may be.
You could be closer to homeownership than you think.
Depending on your circumstances, programs may be available to help qualified home buyers with some of the upfront costs associated with purchasing a home.
Availability and eligibility can depend on the buyer, financing program, property, purchase location, income, and other requirements.
Instead of trying to piece everything together from dozens of websites and social media posts, start by getting answers based on your situation.
Questions worth asking include:
A qualified lender can answer the financing questions and determine eligibility.
I can help you understand the real estate side of purchasing a home and refer you to several lenders if you need a place to start.
The amount of cash you may need to purchase a home isn’t determined by the down payment alone.
Depending on your transaction, you may need to consider:
Some of these expenses may ultimately be credited, financed, reimbursed, or handled differently depending on the transaction and financing program.
That’s why looking only at the down payment percentage doesn’t necessarily tell you how much cash you should have available to purchase a home.
A lender can help estimate your financing-related costs, while your real estate agent can help you understand expenses and timelines associated with the real estate transaction.
One of the services I provide is a home buyer consultation, education and strategy session all in one.
And there is absolutely no obligation.
You don’t have to be ready to buy tomorrow.
It’s also okay if you’re still deciding where you want to live.
And there’s no need to understand every step of buying a home before contacting me.
That’s part of the reason we have the consultation.
The goal is to help you become an educated buyer before you’re in the middle of a transaction and faced with important decisions.
During our buyer consultation and strategy session, we can walk through the different stages of the Southern California home-buying process so you understand what may happen before, during, and after you find the right property.
Our consultation is designed to give you a better understanding of the home-buying process and help you prepare for the decisions that may come along the way.
We’ll discuss the stages involved in purchasing a home and the strategies buyers can consider in today’s market.
The conversation will also cover the pros and cons of different approaches, what we’re seeing in the market, and ways you may be able to better position yourself when you find a home you want.
Important parts of the transaction—such as home inspections, appraisals, contingencies, timelines, negotiations, and other areas where buyers need to understand their choices and potential risks—will also be covered.
The goal is to help you make informed decisions, minimize unnecessary risk where possible, and keep your individual goals at the center of the process.
Finding homes online has become easier.
Knowing what to do when you find the right home is where preparation matters.
Depending on the property and current market conditions, you may find yourself competing with other buyers.
That doesn’t mean every buyer should use the same strategy.
Price can matter, but an offer involves more than the purchase price.
Terms, contingencies, timing, financing, and other factors may affect how an offer is structured and evaluated.
During your buyer strategy session, we can discuss possible approaches based on the property, current market conditions, your goals, and your comfort with risk.
We’ll also talk about the pros and cons of different decisions so you understand what you’re agreeing to before moving forward.
My role isn’t to pressure you into taking unnecessary risks to get a house.
My role is to educate you, discuss your options, help you understand the possible consequences, and work with you toward your goals.
A home can look beautiful during a showing while having conditions that aren’t immediately visible.
That’s one reason understanding the home inspection process can be so important.
Your buyer education can include a discussion about the role inspections may play in a real estate transaction, the types of issues that can arise, important timelines, and why buyers should understand their options and responsibilities.
An inspection doesn’t eliminate every risk associated with purchasing a property.
It can, however, provide additional information that may help you make a more informed decision.
We’ll discuss the process so you’re better prepared to ask questions and evaluate your options when the time comes.
If you’re financing your purchase, an appraisal may become another important part of your transaction.
Buyers sometimes confuse an appraisal with a home inspection, but they serve different purposes.
We’ll discuss the appraisal process during your buyer education so you have a better idea of what to expect.
We’ll also talk about what could happen when an appraised value and agreed purchase price don’t line up as expected, along with questions you may want to ask your lender and real estate agent.
Understanding these issues before you’re in the middle of a transaction gives you more time to think about your choices.
Maybe you aren’t ready for a personal consultation yet.
That’s okay.
I also offer an online home buyer course where you can learn more about the home-buying process and start educating yourself at your own pace.
buyergoca.carealestategroup.com/ca1
The course can be another resource as you prepare for homeownership.
You can begin learning about the process before you’re ready to speak with an agent or start touring homes.
When you’re ready for a more personal conversation, we can discuss your goals, questions, financing, desired location, timeline, concerns, and home-buying strategy.
If you’re ready to see what’s currently available, you can also begin searching for homes through my website.
You can begin exploring properties and communities throughout Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California areas.
Looking at available homes can also help you begin thinking about practical questions:
Once we understand those priorities, we can make your home search more focused.
Buying your first home can feel confusing, especially when you start hearing terms such as pre-approval, earnest money deposit, appraisal, inspection, escrow, closing costs, contingencies, title, and cash to close.
You shouldn’t have to learn everything while you’re already under contract and facing deadlines.
I’m Christine Almarines, Real Estate Agent with CA Real Estate Group | Caliber Real Estate, and education is an important part of how I work with home buyers.
I want you to understand the process and have an opportunity to ask questions before you’re faced with major decisions.
If you need financing guidance, I can also refer you to several lending professionals who can discuss your options based on your financial circumstances.
If you’re considering buying a home in Buena Park, having someone who understands the area and the Southern California buying process can help you approach your search with more information.
Your decision isn’t based on price alone.
Your commute, lifestyle, desired property type, monthly housing costs, long-term plans, neighborhood preferences, and other factors can influence which property makes sense for you.
I can help you search available properties, understand the buying process, prepare and negotiate an offer, coordinate the real estate transaction, and work alongside the other professionals involved in your purchase.
Buyers searching for a home in Cerritos may have a different set of priorities.
Understanding what matters to you allows us to build your search around your needs rather than sending you every property that happens to fall within a price range.
If you’re comparing Cerritos, Buena Park, Orange County, Los Angeles County, or other Southern California communities, we can discuss your goals and help you evaluate your options.
You can speak with either.
What matters is getting reliable information before making major financial and real estate decisions.
If you contact me before speaking with a lender, I can refer you to several lending professionals who can review your financial information and discuss potential financing options.
The lender can help you understand your potential price range, down payment, estimated closing costs, monthly payment considerations, and financing programs.
We can then use that information to make your home search more focused.
And remember, you can start with my no-obligation buyer consultation, education and strategy session before deciding whether you’re ready to move forward.
I’m Christine Almarines, a Southern California real estate agent with CA Real Estate Group | Caliber Real Estate.
I help home buyers and homeowners in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities with buying and selling real estate.
For buyers, my approach includes consultation, education, and strategy so you can better understand the home-buying process before making major decisions.
For sellers, I help homeowners understand their local real estate market and develop a plan based on their property and goals.
Christine Almarines is a real estate agent serving Buena Park and Cerritos and helping home buyers and homeowners throughout Orange County and Los Angeles County.
California DRE #01412944
Thinking about selling instead? Visit our seller resources to learn more about preparing, pricing, and marketing your Southern California home.
There isn’t one down payment amount that applies to every buyer.
Depending on the financing program and your qualifications, certain programs may require approximately 3% to 3.5% down. Other eligible borrowers may qualify for programs with different down payment requirements, including certain programs requiring no down payment.
A qualified lender should determine which current financing options may be available to you.
As a general planning estimate, closing costs may be approximately 2.5% to 3.5% of the purchase price.
Actual costs vary by transaction, financing, lender, property, prepaid expenses, taxes, insurance, escrow and title charges, and other factors.
Consult a qualified lender for a more specific estimate based on your circumstances.
No.
Your down payment and closing costs are separate parts of the funds you may need to complete a home purchase.
A lender can help you estimate your down payment, closing costs, and anticipated cash needed based on the loan and transaction.
Potentially, yes.
A 20% down payment isn’t required for every mortgage. Some financing programs allow qualified buyers to purchase with a smaller down payment.
A qualified lender can explain current programs and eligibility requirements.
Certain eligible borrowers may qualify for financing programs requiring no down payment.
Requirements vary, and eligibility needs to be confirmed by a qualified lender.
Yes.
Christine Almarines offers a no-obligation home buyer consultation, education and strategy session for buyers who want to better understand the Southern California home-buying process.
The session can cover the stages of buying a home, current strategies, pros and cons of different approaches, inspections, appraisals, contingencies, potential risks, and ways buyers can prepare for their purchase.
No.
The initial buyer consultation, education and strategy session is offered with absolutely no obligation.
The purpose is to give prospective buyers an opportunity to learn about the process, ask questions, and better understand their options.
Yes.
Christine Almarines offers an online home buyer course for people who want to begin learning about buying a home at their own pace.
Visit:
buyergoca.carealestategroup.com/ca1
You can begin your home search at:
Search available homes and begin exploring real estate in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
Christine Almarines, DRE #01412944, with CA Real Estate Group | Caliber Real Estate, helps home buyers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
You can contact Christine directly:
You don’t have to be ready to make an offer to start preparing for homeownership.
Schedule a no-obligation home buyer consultation, education and strategy session with me.
We can talk about your goals, timeline, desired areas, the buying process, current market conditions, possible buying strategies, and the questions you should be asking before you begin your home search.
Need help understanding financing first?
I can also refer you to several qualified lending professionals who can review your individual circumstances and explain potential financing options.
Christine Almarines
Real Estate Agent
CA Real Estate Group | Caliber Real Estate
Phone: (714) 476-4637
Email: christine@carealestategroup.
California DRE #: 01412944
Serving home buyers and sellers in Buena Park, Cerritos, Orange County, Los Angeles County, and surrounding Southern California communities.
No one cares how much you know until they know how much you care.
Down payment requirements, closing costs, financing programs, grants, interest rates, loan terms, and eligibility requirements vary and can change. The 2.5% to 3.5% closing-cost range above is a general planning estimate and is not a quote or guarantee. Real estate agents do not determine mortgage eligibility. Consult a qualified mortgage professional regarding financing, closing costs, loan programs, and eligibility specific to your circumstances.
Summer can be tough on your home’s outdoor surfaces. After months of backyard barbecues, family gatherings, pool days, and everyday outdoor living, natural stone may be showing signs of the season.
Food, dirt, sand, grease, and oil can collect on outdoor granite countertops, stone patios, and walkways. If you leave that grime untreated, some stains can become increasingly difficult to remove.
That’s why August is a great time to give your natural stone a little attention before summer winds down.
Before adding any cleaning product, remove loose dirt, dust, and sand from the surface.
This step matters because abrasive particles can scratch or damage some types of natural stone when you wipe them across the surface.
Depending on the area, gently sweep, dust, or wipe away loose debris first.
Natural stone requires different care than many other household surfaces.
Avoid reaching for a harsh all-purpose cleaner. Instead, choose a gentle, pH-neutral cleaner that’s appropriate for your particular type of stone.
Additionally, soap-based products may leave streaks or film behind.
Once you’ve selected an appropriate cleaner, use a soft cloth or microfiber towel rather than an abrasive scrubber.
Follow the cleaner manufacturer’s instructions and rinse the surface as directed.
When in doubt, test a product in a small, inconspicuous area first.
Depending on the type of stone and its current condition, a penetrating sealer may provide additional protection from stains and grime.
However, not every stone or existing finish requires the same treatment. Check the stone and sealer manufacturer’s recommendations before applying a product.
If you’re unsure what type of stone you have or whether it needs sealing, consider consulting a stone-care professional.
Natural stone appears in many areas around a home.
During your August maintenance check, inspect:
Pay particular attention to grilling and dining areas where grease, food, beverages, and other spills may have accumulated throughout summer.
Some stains won’t disappear with routine cleaning.
Deep-set oil, grease, discoloration, or heavy buildup may require specialized products and equipment. Improper treatment can potentially make the problem worse, so professional restoration may be worthwhile for significant staining.
The source for this maintenance tip estimates professional natural-stone restoration at approximately $400 to $1,200, depending on the amount of grime and work required.
Actual pricing varies by stone type, condition, square footage, location, and the services needed.
Your outdoor spaces probably worked hard this summer, too.
Giving natural-stone patios, walkways, and countertops a thorough but gentle cleaning in August can help remove summer grime before stains become more difficult to address.
Use products designed for your particular stone, avoid abrasive cleaning methods, and consider professional help when you’re dealing with significant staining or damage.
A little care now can help keep those beautiful stone surfaces looking their best for seasons to come.
••••••••••••••••••••
Start by removing loose dirt and sand. Then, use a gentle, pH-neutral cleaner suitable for your specific type of natural stone and wipe it with a soft cloth or microfiber towel.
Not all household cleaners are appropriate for natural stone. Harsh or acidic products may damage certain stone surfaces, so choose a product specifically suitable for your stone.
Some natural-stone surfaces benefit from a penetrating sealer, but requirements vary by stone type, location, and existing finish. Follow the stone or sealer manufacturer’s recommendations.
Consider professional help for deep stains, heavy buildup, discoloration, damage, or situations where you’re unsure how to safely restore the stone.
••••••••••••••••••••
Christine Almarines is a top real estate agent in Buena Park and Cerritos helping homeowners sell in Orange County and Los Angeles County.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
Real Estate Agents | CA Real Estate Group | Caliber Real Estate
If you’re trying to figure out how to buy a house but have absolutely no idea where to start, you’re not alone.
For most people, purchasing a home will be one of the largest financial decisions they make. Between mortgage financing, house hunting, making an offer, inspections, appraisal, escrow, contractual deadlines, and closing, there are a lot of moving parts.
That’s exactly why understanding the home-buying process before you start looking at houses is so important.
Hi, I’m Christine Almarines with CARE Group at CA Real Estate Group. I’ve been in the real estate industry for over 20 years, and I’ve assisted many buyers through the process of purchasing a home.
My job isn’t simply to help you find a house.
I want to help you understand what you’re doing, protect your interests throughout the transaction, and make informed decisions from the beginning of your home search all the way until you receive the keys.
Here’s how the process works.
The home-buying process generally starts with understanding your finances and getting prepared for a mortgage. From there, you’ll define what you’re looking for, search for homes, make an offer, complete inspections and other investigations, work through financing and appraisal, meet your contractual and escrow requirements, and complete the transaction before receiving your keys.
One of the first things I want a buyer to do is understand their financing.
It’s tempting to start scrolling through homes online and scheduling showings immediately.
But there’s an important question we should answer first:
What can you comfortably and realistically afford?
Working with an appropriate mortgage professional can help you understand your potential financing options and estimated housing costs.
And don’t look at just the purchase price.
Depending on your particular property and financing, your housing expenses may include things such as:
I want you to understand the bigger financial picture before you fall in love with a house.
Before seriously shopping for a home, I generally want my buyers to speak with a qualified lender and become properly prepared for financing.
A mortgage preapproval can help you better understand your potential purchasing power and financing options.
It can also become an important part of your offer when you find the right home.
Keep in mind that a preapproval isn’t a guarantee of final loan approval. Financing remains subject to lender requirements, underwriting, the property, and other conditions.
But getting financially prepared early can put you in a much better position than trying to figure everything out after you’ve already found a house you want.
Now we can start talking about the fun part:
What are you looking for?
Before we start house hunting, I want to understand your priorities.
How many bedrooms and bathrooms do you need?
Do you want a single-family home, condo, or townhome?
How important is commute time?
Do you need a particular amount of outdoor space?
Are there specific communities you’re considering?
How long do you expect to live in the property?
What features are necessities—and which ones are simply nice to have?
A successful home search isn’t about looking at the greatest number of houses.
It’s about identifying properties that make sense for your needs, goals, and budget.
When buyers fall in love with a property, it’s easy to focus entirely on the house.
But you’re not only buying a structure.
You’re buying into a location.
I want buyers to conduct appropriate research into factors that matter to them and could potentially affect their enjoyment of the property or future resale considerations.
That can include things such as the surrounding neighborhood, commute, nearby amenities, development, property-specific considerations, and schools when relevant to the buyer.
For school information in particular, buyers should verify information directly through appropriate school districts and other authoritative sources because boundaries, enrollment policies, and assignments can change.
The goal is to make sure you’re evaluating the entire purchase, not simply the kitchen you fell in love with.
Once you find the right home, the next step is deciding how to structure your offer.
This is where professional representation can become especially important.
A good offer strategy isn’t necessarily about offering the most money.
I want to evaluate the property, available comparable information, current market conditions, competition when known, your financing, your goals, and the terms of the transaction.
Then I can help you develop an offer strategy designed to make sense for you while also considering what may be important to the seller.
That’s what I mean by trying to create a win-win transaction for both buyer and seller.
Price is important, but it isn’t the only part of an offer.
Depending on the transaction, deposits, financing, contingencies, timing, and other contractual terms can also matter.
Getting your offer accepted is exciting.
But it’s not the end of the home-buying process.
In many ways, it’s the beginning of the transaction.
Once the contract is accepted, escrow is opened and the contractual process begins.
There may be an initial deposit required according to the terms and deadlines in your agreement.
There are also important dates and responsibilities that need to be tracked throughout escrow.
This is one of the reasons I take contractual deadlines seriously.
Missing an important deadline can have consequences, and your contractual rights and deposit protections depend on the agreement and circumstances.
After your offer is accepted, inspections and other investigations may become an important part of your due diligence, subject to your contract and circumstances.
Depending on the property, buyers may consider a general home inspection and potentially other specialized inspections.
An inspector may identify issues that weren’t obvious when you toured the home.
Then we need to understand what those findings mean.
Not every inspection item is necessarily a major problem, and not every issue automatically means the seller must repair it.
What can be requested, negotiated, or addressed depends on your contract, contingencies, findings, and circumstances.
My role is to help you navigate the real estate portion of that process while qualified inspectors and other appropriate professionals advise you within their areas of expertise.
If you’re financing the purchase, your lender may require an appraisal.
An appraisal is different from a home inspection.
A home inspection generally evaluates aspects of the property’s condition within the inspector’s scope.
An appraisal generally provides the lender with an opinion of the property’s value for the lending process.
Those are two different purposes, and buyers should understand the distinction.
During escrow, several things can be happening simultaneously.
Your lender may be working on your loan.
Inspections and investigations may be taking place.
An appraisal may be ordered.
Documents may need to be reviewed.
Contractual deadlines may be approaching.
Escrow may need information.
Questions may arise between the parties.
This is where communication becomes extremely important.
I stay involved and communicate with the appropriate parties throughout the real estate transaction to help keep the process moving and to represent my buyer’s interests.
One important tip:
Don’t make significant financial changes during escrow without first discussing them with your lender.
Something that seems unrelated to your home purchase could potentially affect your financing.
As you approach closing, there are still important steps remaining.
Depending on the transaction, one of those may be your final walk-through.
The final walk-through is not simply another opportunity to inspect the house from scratch. Its purpose and your rights depend on the contract and circumstances.
You’ll also work through the remaining escrow and lending requirements before closing.
Then comes the moment you’ve been waiting for:
Getting the keys to your new home.
But my relationship with a client doesn’t need to end when I hand over the keys.
My goal is to become a trusted real estate resource you can come back to when you have questions about your home, the market, or your next move.
Buying a home involves much more than finding a property online and submitting an offer.
You’re dealing with a major financial transaction, contractual obligations, negotiations, deadlines, inspections, financing, appraisal, escrow, and numerous decisions along the way.
That’s why choosing the right representation matters.
When I represent a buyer, my goal is to help them understand the process and make informed decisions while representing their interests within the transaction.
I want you asking questions.
I want you understanding what you’re signing.
And I want you to know why we’re taking each step, rather than simply being told what to do.
A good starting point is understanding your finances and speaking with an appropriate mortgage professional about potential financing and preapproval.
From there, I can help you define your home search and begin evaluating properties.
Getting financially prepared before seriously shopping can help you understand your potential purchasing power and may help when you’re ready to submit an offer.
A preapproval is not the same as guaranteed final loan approval.
There isn’t one answer for every buyer.
The amount depends on factors such as the property’s price, loan program, down payment, closing costs, reserves, and other expenses.
A qualified lender can evaluate your individual financial circumstances.
Not necessarily.
Different financing programs may have different down-payment requirements. Eligibility and terms vary, so buyers should discuss available options with an appropriate lender.
The transaction moves into the next phase, which may include opening escrow, submitting the deposit according to the contract, inspections and investigations, financing, appraisal, document review, and satisfying contractual and lender requirements before closing.
Inspections can provide important information about a property’s condition. Which inspections are appropriate depends on the home and transaction.
Buyers should understand their contractual investigation rights and obtain advice from appropriate qualified professionals.
A home inspection generally focuses on aspects of the property’s condition within the inspector’s scope.
An appraisal generally provides an opinion of value used as part of the lending process.
They serve different purposes.
Depending on your contract and circumstances, you may be able to request repairs, credits, or other solutions.
A request does not automatically mean a seller is required to agree.
There isn’t a universal timeline.
How long it takes to find a home and complete a transaction depends on your search, financing, market conditions, contract, property, escrow, and other circumstances.
If you’re obtaining financing, avoid making significant financial changes without discussing them with your lender.
For example, opening new credit accounts, making major purchases, changing employment, or moving significant funds could potentially affect your financing depending on your circumstances.
Representation arrangements and requirements vary, but purchasing a home involves contracts, negotiations, deadlines, inspections, financing, and other significant decisions.
If you’re considering professional representation, understand the services being provided, the representation agreement, and how compensation works before proceeding.
A competitive offer involves more than price.
Depending on the transaction, financing, deposit, contingencies, timing, and other terms can influence an offer.
The goal should be to develop a competitive strategy without blindly giving up important protections or taking risks you don’t understand.
If you’re thinking about buying a house and don’t know where to start, don’t start with the house.
Start with preparation.
Understand your finances.
Learn the process.
Determine what you need.
Get appropriately prepared for financing.
Then begin your home search with a strategy.
Once we find the right property, I can help you navigate the real estate process from the offer through escrow while you work with the appropriate lending, inspection, escrow, and other professionals involved in your transaction.
Buying a home can involve a lot of moving pieces.
You don’t have to figure out the entire process by yourself.
If you’re thinking about buying a home and want to start preparing now, I’ve created a Buyer Course to help you better understand the home-buying process before you have money on the line.
Access my Buyer Course HERE.
Use the course to start preparing, and when you’re ready to begin your home search, contact me so we can discuss what you’re looking for, your timeframe, your financing, and your goals.
I’m Christine Almarines with CARE Group at CA Real Estate Group.
I’ve been in the real estate industry for over 20 years, and my goal is to help you navigate the home-buying process from preparing for your purchase all the way to getting the keys.
And remember:
No one cares how much you know until they know how much you care.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
This article is for general educational purposes and is not legal, lending, financial, tax, inspection, appraisal, or other professional advice. Real estate contracts, financing, inspections, contingencies, costs, timelines, and transaction requirements vary. Consult the appropriate licensed professionals regarding your individual circumstances.
If you’re preparing your Cerritos home for sale, one of the smartest questions you can ask before putting your property on the market is:
Should I get inspections done before I list my home for sale?
The answer depends on the property and your situation. A pre-listing inspection may help identify potential issues before you’re under contract, giving you more time to evaluate repairs, pricing, disclosures, and your selling strategy. However, pre-listing inspections aren’t necessary or appropriate for every Cerritos home seller.
Hi, I’m Christine Almarines with CARE Group at CA Real Estate Group, and when I help a homeowner prepare a property for sale, I want to understand the home’s condition before unexpected issues begin affecting the transaction.
My goal is not to tell every seller to inspect everything or repair everything.
My goal is to help you prepare intelligently before buyers begin evaluating your home.
Selling a home involves more than deciding on a price and putting the property on the MLS.
Before buyers walk through your door, there may be important questions to answer about the home’s condition.
Does the roof need attention?
Is there termite or wood damage?
Are there safety concerns?
Is the air conditioning system working properly?
Could there be an issue that affects your expected net proceeds?
Those questions become even more important if you are selling your Cerritos home and using the proceeds to purchase another property.
An unexpected repair expense can affect more than the sale.
It can affect your next move.
A pre-listing inspection is an inspection a homeowner chooses to have completed before putting the property on the market.
In many real estate transactions, the buyer conducts inspections after the seller accepts an offer.
A pre-listing inspection gives the seller an opportunity to learn about certain property conditions earlier.
Depending on the property and circumstances, I may discuss inspections such as:
A general home inspection
A roof inspection
A termite or wood-destroying pest inspection
Other specialized inspections may also make sense depending on the home and anything that is discovered.
The point is not to create more work.
The point is to learn whether there are potential issues that could affect your sale.
One of the biggest reasons is to avoid surprises.
Imagine you are preparing to sell your Cerritos home.
You have estimated how much money you expect to receive from the sale.
Maybe you are already planning to use those funds toward your next home.
Then, after you accept an offer, the buyer performs inspections and discovers a major termite problem, roof issue, or another expensive condition.
Now you are dealing with that information under the pressure of escrow deadlines.
The buyer may ask for repairs, credits, a price adjustment, or another solution depending on the contract and circumstances.
That can create stress and may affect your financial plans.
If you learn about a problem earlier, you may have more time to evaluate your options.
They can help you become more informed.
I would not promise that an inspection will automatically save you money or prevent every issue.
But information gives you time.
If a problem is discovered before listing, you may be able to:
Get additional professional opinions
Obtain repair estimates
Decide whether to make repairs
Consider selling the home in its current condition
Adjust your selling strategy
Better understand how the issue could affect your net proceeds
That is very different from learning about a major issue after you are already under contract.
Termite and wood-related conditions are something sellers may want to consider before listing.
Imagine expecting to receive a certain amount from your home sale and then discovering substantial termite or wood damage during escrow.
That expense could affect your net proceeds.
And if you are buying another home, it could affect the amount of cash you have available for your next purchase.
A termite or wood-destroying pest inspection may identify certain conditions before you are under contract.
That does not necessarily mean you must repair everything found.
It means you have information you can use when deciding how to prepare and market the home.
The same idea applies to the roof.
Suppose a roof inspection identifies significant issues before your Cerritos home goes on the market.
Now you have time to evaluate the situation.
You may decide to obtain additional estimates.
You may decide to complete certain repairs.
You may choose to sell the property in its current condition.
Or the condition of the roof may affect how you price, disclose, and market the property.
There is not one correct answer for every seller.
But I would rather discuss the issue before listing than discover it unexpectedly while you are already in escrow.
The condition of major home systems can also affect a transaction.
An inspection may identify concerns involving areas such as HVAC, plumbing, electrical systems, moisture, structural components, or other visible and accessible areas within the inspector’s scope.
Finding a problem does not automatically mean you need to replace or repair everything.
It gives you more information so you can make a better decision about your selling strategy.
No, not automatically.
This is an important distinction.
A pre-listing inspection is not simply a list of repairs that a seller is automatically required to complete.
Repair obligations can depend on the purchase agreement, negotiations, financing requirements, disclosures, applicable laws, and other circumstances.
That is why I want my sellers to understand the difference between:
Knowing about an issue
and
Being required to repair an issue
Those are not always the same thing.
Depending on your situation, selling your home as-is may be an option.
But “as-is” does not necessarily mean the seller can ignore applicable disclosure obligations or prevent the buyer from conducting inspections.
Buyers may still investigate the property.
Lenders may still have certain requirements.
And known property conditions may still need to be disclosed as required.
If you are considering selling your Cerritos property as-is, the condition of the home, pricing, marketing, financing, disclosures, and contract terms should all be considered together.
There is no single inspection package that fits every Cerritos home.
However, depending on the property, I may discuss these three areas.
A general home inspection can provide information about visible and accessible parts of the property within the inspector’s scope.
It may identify potential issues involving various systems and components of the home.
A roof inspection can provide more information about the current roof condition and possible areas that may need attention.
If the roof is older or you already suspect a problem, this may be particularly useful.
A termite or wood-destroying pest inspection may identify termite activity, wood damage, dry rot, or other conditions within the inspection’s scope.
Again, the purpose is to gather information.
It is not automatically an instruction to repair everything.
This is one of the biggest reasons I want Cerritos homeowners to plan ahead.
If you are selling your Cerritos home and purchasing another property, the two transactions may be financially connected.
You may be relying on your sale proceeds for:
Your next down payment
Closing costs
Reserves
Moving expenses
Other costs associated with the next purchase
Now imagine discovering a large unexpected repair expense during escrow.
That expense could change your plans.
This is why I want to understand not only the home you are selling, but also where you are going next.
Your selling strategy should take the larger move into account.
They may help you plan more accurately.
One of the most common questions sellers ask is:
“How much money will I actually walk away with after selling my home?”
Your final net proceeds can be affected by many factors.
Possible repair costs are one of them.
If you discover potential property issues before listing, you may have a better opportunity to estimate what those issues could mean financially.
That does not guarantee your final proceeds.
But it may reduce some uncertainty.
Potentially.
Suppose a buyer discovers a major issue for the first time after you are already under contract.
That issue may become part of a repair, credit, or price discussion depending on the transaction.
If you already know about certain conditions, you may have more time to determine how you want to approach them.
The buyer may still conduct their own inspections.
The buyer may still make requests where permitted.
But you are not learning about the problem at the same moment they are.
That preparation can be valuable.
They may.
A seller’s pre-listing inspection does not necessarily replace a buyer’s inspections.
A buyer may want to hire their own inspectors and conduct their own investigations of the property.
That is normal.
The potential benefit to the seller is that you may already know more about the home’s condition before the buyer begins their investigation.
This depends on the issue, the property, the transaction, financing, and other circumstances.
Some conditions may deserve attention before the home goes on the market.
Other issues may be handled differently.
I do not want a seller automatically spending money on every item without first understanding what it is, what it may cost, and how it fits into the overall sale.
That is part of preparing strategically.
It depends on your property and situation.
A pre-listing inspection may make sense if learning about the home’s condition before you go under contract would help you prepare, budget, or make better decisions.
I do not recommend the exact same strategy for every seller.
Start by evaluating the property before spending money.
I recommend looking at the home’s condition, potential repairs, staging, professional photography, disclosures, pricing, and marketing strategy before deciding when the property should go live.
It may be worth considering depending on the property and circumstances.
A termite inspection can potentially identify certain pest activity, wood damage, dry rot, or related conditions before the buyer conducts their own investigation.
If you are concerned about the roof or its condition could affect the sale, a roof inspection may provide useful information.
The decision depends on the home and your selling plan.
Not automatically.
What you may be required or agree to repair can depend on the contract, negotiations, financing, disclosures, applicable requirements, and individual transaction.
Potentially, yes.
Homes in many different conditions are sold.
The appropriate pricing, disclosures, marketing, financing considerations, and negotiations depend on the property and transaction.
Depending on the circumstances, yes.
But selling as-is does not necessarily eliminate disclosure obligations, buyer investigation rights, lender requirements, or other contractual considerations.
It depends on the repair.
Some repairs may help the home present better or reduce potential issues later.
Others may not make financial sense.
Before spending money, I recommend evaluating the home and developing a preparation strategy.
They may.
A pre-listing inspection does not guarantee that a buyer will not make repair requests or conduct additional inspections.
The advantage is that you may be better prepared for those discussions.
Property condition can affect pricing, buyer perception, negotiations, and marketing.
How much an issue matters depends on the nature of the problem, current competition, market conditions, and the specific home.
There is no universal timeline.
Some homes require very little preparation.
Others may need repairs, staging, inspections, cleaning, landscaping, photography, or other work.
The earlier you start the conversation, the more time you have to make informed decisions instead of rushing.
Your home’s potential market value depends on the property itself, condition, upgrades, location, relevant comparable sales, competition, and current market conditions.
An online estimate may be a starting point, but I prefer evaluating the actual home before discussing a pricing strategy.
Preparing a home for sale is not simply about cleaning the house and putting it on the MLS.
I want to understand the property’s condition, determine whether inspections make sense, discuss repairs, evaluate how those decisions could affect your proceeds, and make sure your larger moving plan is considered.
If you are selling your Cerritos home and purchasing another property, that preparation becomes even more important.
The goal is not to eliminate every possible surprise.
No one can promise that.
The goal is to reduce avoidable surprises and give you more information before important decisions need to be made.
If you are thinking about selling a home in Cerritos, contact me before you start spending money on repairs or making major changes to the property.
I can help you look at the home, your goals, your timeframe, and your next move so we can develop a plan that makes sense for you.
If you are still researching and want additional resources to help you prepare before listing your home, I created my Sure Seller Course for homeowners who want to better understand the selling process.
Access my Sure Seller Course HERE.
Start with the course, and when you are ready, contact me so we can discuss your Cerritos home, what preparation may make sense, your selling timeline, and where you are planning to go next.
I’m Christine Almarines with CARE Group at CA Real Estate Group.
And remember:
No one cares how much you know until they know how much you care.
If you’re thinking about selling and want to know how your home should be positioned in today’s market, I’d be happy to help.
This article is provided for general educational purposes and is not legal, inspection, pest-control, roofing, lending, financial, tax, or other professional advice. Property conditions, inspections, disclosure obligations, repair requirements, financing requirements, contracts, and transaction circumstances vary. Consult the appropriate licensed professionals regarding your individual property and transaction.
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