While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home.
As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just a few trends that may benefit you when you go to buy a home today.
1. More Homes To Choose from
During the pandemic, housing supply hit a record low at the same time buyer demand skyrocketed. This combination made it difficult to find a home because there just weren’t enough to meet buyer demand. According to Calculated Risk, the supply of homes for sale increased by 39.5% for the week ending October 28 compared to the same week last year.
Even though it’s still a sellers’ market and supply is still lower than more normal levels, you have more to choose from in your home search. That makes finding your dream home a bit less difficult.
2. Bidding Wars Have Eased
One of the top stories in real estate over the past two years was the intensity and frequency of bidding wars. But today, things are different. With more options, you’ll likely see less competition from other buyers looking for homes. According to the National Association of Realtors (NAR), the average number of offers on recently sold homes has declined. This September, the average was 2.5 offers per sale. In contrast, last September, the average was 3.7 offers per sale.
If you tried to buy a house over the past two years, you probably experienced the bidding war frenzy firsthand and may have been outbid on several homes along the way. Now you have a chance to jump back into the market and enjoy searching for a home with less competition.
3. More Negotiation Power
And when you have less competition, you also have more negotiating power as a buyer. Over the last two years, more buyers were willing to skip important steps in the homebuying process, like the appraisal or inspection, to try to win a bidding war. But the latest data from the National Association of Realtors (NAR) shows the percentage of buyers waiving those contingencies is going down.
As a buyer, this is good news. The appraisal and the inspection give you important information about the value and condition of the home you’re buying. And if something turns up in the inspection, you have more power today to renegotiate with the seller.
A survey from realtor.com confirms more sellers are accepting offers that include contingencies today. According to that report, 95% of sellers said buyers requested a home inspection, and 67% negotiated with buyers on repairs as a result of the inspection findings.
Bottom Line
While buyers still face challenges today, they’re not necessarily the same ones you may have been up against just a year or so ago. If you were outbid or had trouble finding a home in the past, now may be the moment you’ve been waiting for. Let’s connect to start the homebuying process today.
Water can damage a foundation in countless ways, so homeowners should look to experts for the dos and don’ts.
Water is not always our friend. Sure, we drink it, swim in it, and need it to survive, but when it comes to homes, it can destroy the foundation, says home inspector Thomas Dabb of Immaculate Home Inspections in South Orange, N.J.
Water can enter a home from the exterior and interior, so buyers and homeowners need to keep their eyes open for signs of its presence—or worse—its damage.
The good news is that there are many experts available to spot and diagnose a problem and suggest the best fix. Water expert Steve Barckley with Exceptional Stone Products in Livingston, N.J., believes that homeowners should start by doing everything possible on the outside of the homes to correct problems and divert water away from a foundation.
Share these seven solutions with clients to help them minimize a foundation’s damage in various scenarios.
1. Improve grading. The slope of a property may direct water toward the base of a single-family house or multifamily dwelling rather than away. Cracks or openings in the foundation then allow it to enter, as well as through higher-level walls, the roof, and other entry points. Fix: “Be sure the grade slopes away from the house,” says Bill Coulbourne, a structural engineer whose eponymous company is near Annapolis, Md. A berm of soil or a swale with planting can prevent water from making its way to a foundation, says Cary Jozefiak, a home inspector with HomeTeam Inspection in Chicago. Caveats: This approach requires periodic maintenance to be sure the berm doesn’t erode. “It also needs to be directed so water doesn’t move toward a neighbor’s property,” Coulbourne says. Using a French drain to allow water to dissipate slowly from near the foundation into the landscape is more environmentally friendly than introducing it into the street to wash away, says Barckley. French drains also require some preventive maintenance to avoid clogging, Jozefiak says.
2. Waterproof a foundation. Keeping the foundation dry will prevent moisture from accumulating on the outside or entering inside. Fix: If wet, the best fix is to waterproof the exterior perimeter and interior walls of a basement or crawl space to prevent capillary action from building up, says New York City architect Victor Body-Lawson of Body Lawson Associates. “What we try to do is create an envelope around a building so water can’t enter through its skin, sometimes with a rain screen that drains water down and out to a storm drainage system,” he says. A sump pump will help if there’s moisture and water inside. It must drain far enough from a house, so water doesn’t recycle back inside if the property slopes or there’s an opening. Home inspector David Rose of Astute Home Inspections in Plainfield, N.J., suggests the drain be at least 5 feet from a house. A backup battery will prove useful if power fails.
3. Install gutters and downspouts. Water flowing off a roof will land near a house and possibly cause damage over time. Fix: A good line of defense is to have both gutters and downspouts installed around a home or building’s perimeter. The downspouts should extend far enough to carry away the water rather than have it sit near a foundation. Jozefiak recommends six feet away from a house. To keep gutters and downspouts functioning, they must be cleaned. How often to do so may depend on the trees near a house, Coulbourne says.
4. Keep large trees and bushes away from a house. Tree roots and other plant materials try to grow toward water, which can destabilize a structure and penetrate foundations, says Rose. Fix: If large trees already grow near a house, check that plumbing lines are free, and confirm there aren’t foundation cracks. If problems arise, the tree may need to be taken down or bushes transplanted, Body-Lawson says. Sacramento, Calif.-based landscape designer Michael Glassman suggests consulting a licensed arborist to check roots, stability, and if the tree should be removed. “The best time to remove trees is in winter when they are dormant,” Glassman says.
5. Don’t ignore diagonal cracks. Movement, temperature changes, and time may cause foundation cracks to develop. But large diagonal ones require attention from a structural engineer to avoid bigger issues. “Visual clues appear before structural inadequacies do,” says Madison, Conn.-based architect Duo Dickinson. Among the problems are moisture and salt destroying anything made of steel and non-pressure-treated wood, which may rot, Dickinson says. Fix: Cracks suggest settlement and send a red flag that something might be wrong with a foundation, says Body-Lawson. “It might have sagged but it may not deteriorate further. However, if it continues to do so, the foundation needs underpinning.” Cracks that appear in foundation walls due to settlement may be visible in a first floor’s interior, too, says Coulbourne. Hairline cracks are common, but when it’s a quarter-inch in width and V-shaped, it may indicate pressure on an exterior wall.
6. Check for significant leaks and stains, especially efflorescence in a basement. “An unfinished basement is the best basement because it’s easier to see problems,” says Rose. Fix: When a basement is finished, experts recommend looking for clues. For example, a rust color that shows through paint can be a sign of moisture, says Barckley. Efflorescence—white powder left behind from minerals in water—may also appear. Coulbourne says that mold is another indicator, most likely visible at the base of a wall where moisture accumulates. Use your nose, too, he says. “If you walk into a damp basement, you can smell that,” he says. Sometimes areas covered over need to be checked. For example, Rose may pop open ceiling tiles to examine what’s behind them.
7. Learn why interior or patio floors may slant. It could be that a house is settling, which happens over time, says Body-Lawson. “Old houses may sag a little and then stop,” he says. But if the floor or patio was level and now slants, it might be time to hire a structural engineer, says Jason Chang of Jersey Inspections in Verona, N.J. Fix: Floorboards, tiles, and carpet can be picked up, joists shimmed, and a new layer installed, says Body-Lawson. If water gets under pavers outdoors, they may need to be taken up, the pitch of the patio checked, a membrane or drainage system installed, then pavers put back, Jozefiak says.
Plan ahead with your holiday shopping and visit one (or all) of these holiday boutiques in Orange County! The Old World Christmas Market in Huntington Beach opens today! What better way to start off your holiday season and experience the coziness of fall than with a cup of steaming cocoa or Glogg (hot Swedish holiday drink) in a winter wonderland or European Christmas Market! We can’t wait to visit some of them ourselves!




Keeping Current Matters | Oct 19, 2022
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.
You’re likely feeling the impact in your day-to-day life as you watch the cost of goods and services climb. The pinch it’s creating on your wallet and the looming economic uncertainty may leave you wondering: “should I still buy a home right now?” If that question is top of mind for you, here’s what you need to know.
Homeownership Is Historically a Great Hedge Against Inflation
In an inflationary economy, prices rise across the board. Historically, homeownership is a great hedge against those rising costs because you can lock in what’s likely your largest monthly payment (your mortgage) for the duration of your loan. That helps stabilize some of your monthly expenses. James Royal, Senior Wealth Management Reporter at Bankrate, explains:
“A fixed-rate mortgage allows you to maintain the biggest portion of housing expenses at the same payment. Sure, property taxes will rise and other expenses may creep up, but your monthly housing payment remains the same.”
And with rents being as high as they are, the ability to stabilize your monthly payments and protect yourself from future rent hikes may be even more important. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains what happened to rents in the latest inflation report:
“Inflation refuses to budge. In September, consumer prices rose by 8.2%. Rents rose by 7.2%, the highest pace in 40 years.”
When you rent, your monthly payment is determined by your lease, which typically renews on an annual basis. With inflation high, your landlord may be more likely to increase your payments to offset the impact of inflation. That may be part of the reason why a survey from realtor.com shows 72% of landlords said they plan to raise the rent on one or more of their properties in the next year.
Becoming a homeowner, if you’re ready and able to do so, can provide lasting stability and a reliable shelter in times of economic uncertainty.
Bottom Line
The best hedge against inflation is a fixed housing cost. If you’re ready to learn more and start your journey to homeownership, let’s connect.
Forget holding objects to see if they spark joy. It’s finally time for collectors and pack rats to rejoice!
It turns out, all of the crap you’ve collected over the years and crammed onto shelves is actually a decorative style that’s trending on Instagram and TikTok. So welcome to “cluttercore.”
More is more when it comes to this newest home style that features layers of pattern, color for days—and just about anything else you’d like to add.
The look has gone so viral that tens of thousands of folks are flocking to their social channels to take “shelfies,” or selfies of their bookcases, so they can share their cluttercore designs.
Homeowners are lining up their seashells, action figures, and candles shaped like vegetables to proclaim their unabashed love of cluttercore.
Wondering how cluttercore began—and whether this style is one to try or one that veers into hoarding territory? Here’s more about this latest decor trend, ways to get the look in your rooms, and how to know if you’ve moved past cluttercore into just plain clutter.
Cluttercore origins and definition
A video on TikTok last summer got the cluttercore ball rolling—and there was no looking back. This look seems to be an outgrowth from our cooped-up days during the COVID-19 pandemic when we were forced to spend hours looking at our homes with a critical eye.
Aching to feel safe in an upside-down world, we gathered our clutter together and put it on display. Cluttercore at its heart is actually maximalism on steroids, with a focus on groupings on shelves, layers on walls, or anything that signals abundance.
“The expression of cluttercore is to arrange things into groups and leave some space between them so each section has its own importance,” explains Robert Oleysyck, owner of All In Creative Agency.
Cluttercore colors and texture

Photo by Grawski Studios
If you’re a lover of maximalism, cluttercore is a close relative. (Think of the style as your very eccentric aunt.) And one way to get the look is to embrace an abundance of color and textures in your rooms. Oleysyck suggests creating a design in your home that works for you and “makes you feel whole or fulfilled.”
And if this maxi-gone-crazy style gets to be too much in one room, you can always tone it down in another.
“Carve out specific areas where you can express cluttercore with intention while reserving other spots, like the bedroom, for a more quiet aesthetic,” Oleysyck says.
Cluttercore celebrates collections
If you’re into vintage dishes, bowler hats, or comic books, and you want to view them in detail around the clock, cluttercore is for you.
Hang a gallery wall with your finds, corral them on a tray, or mount them under glass for safekeeping. It all works with this fun and creative design trend.
Oleysyck says he proudly displays photography gear, audio equipment, speakers, and a massive collection of vinyl and CDs—”all of which I have an emotional attachment to.” But he does cop to cleaning it up now and then, or when he’s feeling restless or having company over.
“There’s a misconception that being organized means you have to have a sparse space with no warmth,” notes Katie McCann, the organizing professional at Haven.
Even McCann, who lives and breathes order at her day job, displays decorative items on her bookcase. But she draws the line in high-traffic areas. (Her kitchen counter, dresser, and foyer table are neat and tidy.)
Cluttercore pattern on pattern

Photo by California Home + Design
Cluttercore also embraces patterns in a big way, including wallpaper, textiles, and floor coverings. But as you plan your look, think about a unifying thread that can run through it, whether it’s red, white, and blue; a flower theme; or Indian block prints. Otherwise, you may end up with a headache-inducing aesthetic.
Cluttercore—or simply clutter?
As with any decor trend, cluttercore definitely has its detractors. Leah Atkins of the eponymous design firm laments this new extreme in home design.
“You’re on trend if you cover all your walls, overfill your shelves, and put out so many pillows on your sofa you can’t sit down—this look is literally a hoarder’s dream come true,” she explains.
McCann doesn’t disagree and reminds homeowners of the need to draw the line somewhere.
“If there’s no method in place, then you’re simply leaving all your stuff out in plain sight rather than tucking it away,” she says.
The bottom line: You can make the joy that is cluttercore work for you, without going off the deep end into utter chaos. The experts here all urged homeowners to make collections work for them, rather than become hostage to the collections.
And if you can’t find a place to sit down, it’s time to rethink the pillows.
Pumpkin patches bring a touch of farm life to Southern California cities, but many have more to offer than supplying the raw materials for Halloween jack-o-lanterns.
They have carnival rides, activities for children, petting zoos and often live entertainment.
Here are some of the places at are opening between now and early October.
Los Angeles County
Cal Poly Pumpkin Festival: Oct. 1-30. Pumpkin patch with photo stops, hayrides, goat petting, corn maze, fair food and live entertainment. Tickets are only available online for reserved time slots. $6-$10 for general admission; $5-7 for ages 3-12. There will be a preview Sept. 30 with food and drink samples and entertainment; tickets are $70. AGRIscapes Center, Cal Poly Pomona, 4102 S. University Drive, Pomona. cpp.edu/~pumpkinfestival
Carved at Descanso Gardens: Oct. 7-31. Hundreds of carved pumpkins on display, hay maze, holiday foods. $20-$26 for members, $32-$38 for non-members.1418 Descanso Drive, La Cañada Flintridge. 818-949-4200, descansogardens.org
Forneris Farms: Oct. 8-31. Pumpkin patch and corn maze. Entry is $5, cash only, and there are additional charges for other attractions. 15200 Rinaldi St., Los Angeles. fornerisfarms.com
La Verne Heritage Foundation: Oct. 7-30. Pumpkin patch, tractor-pulled rides, petting farm. Heritage Park, 5001 Via De Mansions, La Verne. laverneheritage.org
Mr. Bones Pumpkin Patch: Oct. 7-30. Pumpkin and teepee villages, bounce houses, straw maze, petting zoo, giant rocking horses. Admission $10-$30 depending on date and time, extra charges for activities. 10100 Jefferson Blvd., Culver City. 310-276-9827, mrbonespumpkinpatch.com
Mr. Jack O’ Lanterns Pumpkin Patch, Farmers Market: Oct. 15-31. Games, activities and animals. Free admission, extra charge for activities. 6333 W 3rd St., Los Angeles. mrjackolanternspumpkins.com
Mr. Jack O’ Lanterns Pumpkin Patch, Torrance: Oct. 1-31. Games, activities and animals. Free admission, extra charge for activities. 17520 Prairie Ave., Torrance. mrjackolanternspumpkins.com
Mr. Jack O’ Lanterns Pumpkin Patch, West Los Angeles: Oct. 1-31. Games, activities and animals. Free admission, extra charge for activities. 11852 Santa Monica Blvd., Los Angeles. mrjackolanternspumpkins.com
Pa’s Pumpkin Patch: Sept. 30-Oct. 31. Petting zoo, pony rides, corn stalks and fair foods. Advance reservations are required and can be booked online. 6701 E. Pacific Coast Highway, Long Beach. paspumpkinpatch.com
Shawn’s Pumpkin Patch: Oct. 1-31. Pumpkin bounce house, train rides, petting zoo, carnival games. No entrance fee, but activities cost $3.50-$7. 11650 Santa Monica Blvd. Los Angeles. shawnspumpkinpatch.com
Toluca Lake Pumpkin Patch: Sept. 26-Oct. 31. Petting zoo and haunted maze. $10 for admission to both. 10601 Riverside Drive, North Hollywood. 818-505-8039
Orange County
Hana Field Pumpkin Patch: Oct. 1-29. U-pick pumpkins and sunflowers, corn maze and barnyard. $10 admission, $15 for flower-picking, activities extra. 427 Anton Blvd, Costa Mesa. 949-653-2100.
Irvine Park Railroad: Sept. 17-Oct. 31 Free haunted house, hay maze, hay pyramid, picture stands. Other activities cost extra, including train and hay rides, bounce houses, face painting and panning for gold. Great Pumpkin Weigh-off, Saturday, Sept. 24. Free admission, but parking is $3-$7. Irvine Regional Park, 1 Irvine Park Road, Orange. 714-997-3968, irvineparkrailroad.com
Pick of the Patch Pumpkins: Sept. 17-Oct. 31. Giant slides and inflatables. Admission is free; wristbands for inflatables cost $17-$30. 101 W. Avenida Vista Hermosa, San Clemente. abctreefarms.net
Pumpkin City, Anaheim: Sept. 30-Oct. 31. Carnival rides, games, petting zoo, entertainment. 2180 E. Lincoln Ave., Anaheim. pumpkincity.com
Pumpkin City, Laguna Hills: Sept. 30-Oct. 31. Carnival rides, games, petting zoo, entertainment, Oktoberfest beer garden. Laguna Hills Mall, 24203 Avenida de la Carlota, Laguna Hills. pumpkincity.com
Pumpkin Factory: Oct. 1-31. Rides, bounce houses, paintball target shooting, petting zoo. 1025 Westminster Mall, Westminster. thepumpkinfactory.com
Tanaka Farms: Open now through Oct. 31. U-pick pumpkins, wagon rides, arts and crafts. $10 general admission; extra for activities. Parking passes are required, fee is $10 on weekends. 5380 University Drive, Irvine. 949-653-2100.
Zoomars at River Street Ranch: Saturday, Sept. 24-Oct. 31. Petting zoo with goats, sheep and guinea pigs, pony, train and mini-tractor rides. Admission is $15, $12 for children12 years and younger, 31791 Los Rios St., San Juan Capistrano. 949-831-6550, riverstreetranch.com
Riverside County
Big Horse Corn Maze & Pumpkin Patch: Oct. 1-30. Giant maze at Big Horse Feed and Mercantile. Food vendors and beer garden on weekends. 33320 Temecula Parkway, Temecula. $15 admission, $10 parking on weekends. 951-389-4621, bighorsecornmaze.com
Hunter’s Pumpkin Patch: Open now through Oct. 30. Carnival games, rides, barrel train, food. 12125 Day St., Building Q, Moreno Valley. 951-440-2027, hunterspumpkinpatch.com
Peltzer Pumpkin Farm: Saturday, Sept. 24-Oct. 31. Petting zoo, games, mining, face painting, rides. $2 admission on weekdays, $3 on weekends, extra for attractions. Pumpkin painting classes for $20 Tuesdays and Thursdays in October. 39925 Calle Contento, Temecula. peltzerfarms.com
Pick of the Patch Pumpkins: Saturday, Sept. 24-Oct 31. Giant slides and inflatables. Admission is free; wristbands for inflatables cost $17-$30. 18614 Dexter Ave., Lake Elsinore. abctreefarms.net
Pumpkin Factory: Oct. 1-31. Rides, bounce houses, petting zoo. 1545 Circle City Drive, Corona. thepumpkinfactory.com
San Bernardino County
Frosty’s Forest: Sept. 30-Oct. 30. “Hocus Pocus”-themed corn maze, sunflower labyrinth, petting zoo, bounce houses, carnival games. $5-$10 admission. A scary corn maze called Haunted Harvest is on the property with $30 separate admission.14861 Ramona Ave., Chino. frostysforest.com, thehauntedharvest.com
Greenspot Farms: Opens Oct. 1. Rides, farm animals, duck races, crafts and hay maze. Free admission. Scary nighttime attractions will be offered Oct. 16-31, including Haunted Hayride and Haunted Trail. Tickets are $15-$30. 10133 Ward Way, Mentone. 909-794-7653, greenspotfarms.com
Live Oak Canyon Pumpkin Farm: Open now through Oct. 31. U-pick pumpkins, more than 50 attractions including corn maze, petting zoo and rides. Live entertainment in October. $10-$25 admission for adults, $5-$20 for children; extra charge for some attractions. Live Oak Canyon Road at the 10 Freeway, Yucaipa. liveoakcanyon.com
SkyPark at Santa’s Village: Oct. 8-30. Pumpkin patch, activities, live entertainment and trick-or-treating on weekends. $59 for adults, $49 for children. 28950 Highway 18, Skyforest. skyparksantasvillage.com
Source: https://www.ocregister.com/2022/09/20/where-to-find-pumpkin-patches-for-halloween-2022/
Keeping Current Matters | Octo 21, 2022
![3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2022/10/20151852/3-questions-you-may-be-asking-about-selling-your-house-today-MEM-1046x2637.png)
- If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.
- You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?
- Let’s connect so you can get answers to these questions and learn about the opportunities you still have in today’s housing market.
🍁🎃👻 Look no further if you’re planning a Halloween party or fall festival and in need of some hilarious Halloween games that are great for all ages?!
For detailed instructions on how to play the MYSTERY BOX GAME and a list of 30 awesome and creepy household items to use in your mystery box, go to https://www.thespruce.com/halloween-feel-box-game-1357636

Feel that nip in the early-morning air? That’s right, fall is delivering cooler temperatures and shorter daylight hours, which signals California’s broadleaf trees to get their colors on. Grab a thermos of steaming, pumpkin-spiced something and hit the road—maybe to a California State Park—to see oaks, aspens, dogwoods, and willows cloaked in their candy-colored coats.
When’s the best time of year to witness this autumnal splendor? That depends on many factors: the type of tree, the region, and the elevation, to name a few. But foliage report websites such as California Fall Color and Mono County’s Fall Color Report can provide real-time conditions. Typical foliage seasons are provided below, but keep in mind that as with any general guideline, it could change—in this case, due to a single storm or cold spell. Check local websites or other resources (if you are visiting a state or national park, a call to one of their ranger stations might provide some insight). For optimal leaf-peeping without the weekend crowds, plan a midweek trip to these autumn hotspots, listed south to north:
SOUTHERN CALIFORNIA
Julian, San Diego County
In Julian, autumn is the grandstand season, both for apple-pie eating and leaf-peeping. Sample the town’s homemade apple confections, then watch black oaks do their color-changing trick at Lake Cuyamaca in Cuyamaca Rancho State Park. A scenic 45-minute drive leads to Palomar Mountain State Park, where you can put some miles on your feet while you admire bracken ferns and leafy oaks on the Thunder Ridge and Chimney Flat Loop. Or hike the Five Oaks Trail at Volcan Mountain Wilderness Preserve, home to some of the oldest and largest black oaks in San Diego County. Typical peak season: early to mid-November.
Temecula Valley and Murrieta, Riverside County
In Southern California’s wine country, colorful leaves cling to gnarled grapevines after the harvest, making autumn’s magic last well into November. Savor vintages and vineyards decked out in fall colors as you drive past 19 wineries on Rancho California Road plus 10 more on De Portola Road. In neighboring Murrieta, pedal your mountain bike or hike through Cole Canyon‘s oak woodlands and Sylvan Meadows’ bunchgrass prairie. At the end of the day, nab a patio seat for fall-themed dining in Old Town Temecula. Typical peak season: late November to early December
Oak Glen, San Bernardino County
At this rural enclave in the San Bernardino Mountain foothills, autumn stakes its claim in the golden oaks punctuating the hillsides and orange pumpkins dotting Riley’s Farm. At the Wildlands Conservancy’s Oak Glen Preserve, a 2.4-mile loop leads from park headquarters downhill through the apple orchards of century-old Los Rios Rancho, Southern California’s largest apple farm. Typical peak season: mid-October to early November
Santa Maria Valley, Santa Barbara County
Southern Santa Barbara County is known for palm trees and sandy beaches, but northern Santa Barbara—aka the Santa Maria Valley—is known for tasty Pinot Noir, Syrah, and Chardonnay. Drive the 30-mile Foxen Canyon Wine Trail to see pastoral vineyards showing off their autumn regalia. Hop on your bike and ride through 14 miles of forested canyon on Tepusquet Road, a one-lane byway near Byron Winery. Or drive to Guadalupe’s Oso Flaco Lake to see golden-hued arroyo willows and walk its 1.5-mile boardwalk trail above the tranquil lake (don’t forget binoculars for bird-watching). Typical peak season: as early as August, through mid-October
NORTHERN CALIFORNIA
Bishop to Bridgeport, Inyo and Mono Counties
Expert leaf-peepers never miss a road trip on US 395 to see the Eastern Sierra’s blue-ribbon fall foliage. Catch the aspen show between Bishop and Bridgeport by side-tripping west on major roads heading into the mountains: Highway 168 from Bishop to Sabrina and South Lakes, the June Lake Loop (Highway 158) past Silver and Grant lakes, and Lundy Lake Road seven miles north of Lee Vining. Or keep north on US 395 to see quaking aspen stands glow like stained-glass windows at Conway Summit, then score even more aspen eye-candy by driving Bridgeport’s Twin Lakes Road west to Twin Lakes. The Mono County Fall Color Report offers weekly updates on where the fall colors are looking their best. Typical peak season: mid-September through October
Sonora to Sonora Pass, Tuolumne County
Every autumn, Highway 108‘s aspen groves put on a dazzling color show. Start your trip in Sonora with a hike on Dragoon Gulch Trail, taking in views of Gold Country’s colorful hills. Then head east on Highway 108, cruising up the grade past Pinecrest Lake. Pause at Donnell Vista to admire volcanic ridges gussied up in fiery yellows and oranges, then pop in to Kennedy Meadows Resort to say hello to the horses or fill up with a hearty burger before ascending another 10 miles to Sonora Pass. As you descend down the east side, the aspen show is nearly nonstop. Typical peak season: early September through October
Hope Valley, Alpine County
South of Lake Tahoe, Hope Valley’s dense aspen groves offer nearly traffic-stopping displays of glowing golds, opulent oranges, and brilliant reds. Start your drive from the west on Highway 88 in Jackson or Pioneer, then wind your way uphill until you top out at Carson Pass. A sharp descent plunges you into Hope Valley, where you’ll pull over every quarter-mile to snap another photo. Aspens border both sides of the highway, but especially showy stands are found near Red Lake and Wylder Hope Valley Resort. For even more aspen glory, take a side trip north on Highway 89 over Luther Pass into Meyers and South Lake Tahoe. Gorgeous groves show off their colors all the way north to Emerald Bay. Typical peak season: mid-October to mid-November
Nevada City and Grass Valley, Nevada County
Walk down Nevada Street in Nevada City to see century-old sugar maples and American sweetgums (liquidambars) turning a brilliant stoplight red. Planted by Gold Rush miners in the mid-1800s, these fall foliage champions pair well with the Victorian buildings lining the town’s historic district. Explore downtown, then walk the level Cascade Canal Trail, shaded by red-hued dogwoods and deep green Douglas firs. In nearby Grass Valley, stroll around Empire Mine State Historic Park, where the colorful leaves of ornamental sweetgums, silver maples, and sugar maples accent the subtler gold of native black oaks. Walk any of the trails that start at the Gold Hill Drive Trailhead to see the trees sporting their fall colors. Typical peak season: mid-October to mid-November
Keeping Current Matters | Oct 6, 2022
Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no signs of letting up soon.
Economic uncertainty and the volatility of the financial markets are causing mortgage rates to rise. George Ratiu, Senior Economist and Manager of Economic Research at realtor.com, says this:
“While even two months ago rates above 7% may have seemed unthinkable, at the current pace, we can expect rates to surpass that level in the next three months.”
So, is now the right time to buy a home? Anyone thinking about buying a home today should ask themselves two questions:
1. Where Do I Think Home Prices Are Heading?
There are two places to turn to answer this question. First is the consensus of what experts are saying. If you look at what experts are projecting for home prices in 2023, they’re forecasting home price appreciation around 2%. While it’s true some are calling for depreciation, most are calling for appreciation in home values over the next year.
The second spot to turn to for information is the Home Price Expectation Survey from Pulsenomics – a survey of a national panel of over one hundred economists, real estate experts, and investment and market strategists. According to the latest release, the experts surveyed are also calling for home price appreciation for the next several years (see graph below):

2. Where Do I Think Interest Rates Are Heading?
Like mentioned above, Ratiu sees mortgage rates rising over the next several months. Another expert agrees. Mark Fleming, Chief Economist at First American, says:
“While mortgage rates are expected to continue to drift higher over the coming months, much of the rapid increase in rates is likely behind us.”
The instability in the world and higher inflation are driving this volatile market, resulting in higher borrowing rates for those looking to buy homes.
Bottom Line
If you’re thinking about buying a home, asking yourself about home prices and mortgage rates will help you make a powerful and confident decision. Experts see both prices and rates rising in the future. The alternative is to rent, but rents are also increasing. That may mean buying a home makes more sense than renting.
Let’s chat and connect!
Christine Almarines @carealestategroup
Realtor DRE # 01412944
714-476-4637 | christine@carealestategroup.com
Michelle Kim @michellejeankim_homes
Realtor DRE # 01885912
714-253-7531 | michelle@carealestategroup.com
Esther Oh @estheroh_realtor
Realtor DRE # 02155451
323-0899-7065 | esther@carealestategroup.com