Plan ahead with your holiday shopping and visit one (or all) of these holiday boutiques in Orange County! The Old World Christmas Market in Huntington Beach opens today! What better way to start off your holiday season and experience the coziness of fall than with a cup of steaming cocoa or Glogg (hot Swedish holiday drink) in a winter wonderland or European Christmas Market! We can’t wait to visit some of them ourselves!
Keeping Current Matters | Oct 19, 2022
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.
You’re likely feeling the impact in your day-to-day life as you watch the cost of goods and services climb. The pinch it’s creating on your wallet and the looming economic uncertainty may leave you wondering: “should I still buy a home right now?” If that question is top of mind for you, here’s what you need to know.
Homeownership Is Historically a Great Hedge Against Inflation
In an inflationary economy, prices rise across the board. Historically, homeownership is a great hedge against those rising costs because you can lock in what’s likely your largest monthly payment (your mortgage) for the duration of your loan. That helps stabilize some of your monthly expenses. James Royal, Senior Wealth Management Reporter at Bankrate, explains:
“A fixed-rate mortgage allows you to maintain the biggest portion of housing expenses at the same payment. Sure, property taxes will rise and other expenses may creep up, but your monthly housing payment remains the same.”
And with rents being as high as they are, the ability to stabilize your monthly payments and protect yourself from future rent hikes may be even more important. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains what happened to rents in the latest inflation report:
“Inflation refuses to budge. In September, consumer prices rose by 8.2%. Rents rose by 7.2%, the highest pace in 40 years.”
When you rent, your monthly payment is determined by your lease, which typically renews on an annual basis. With inflation high, your landlord may be more likely to increase your payments to offset the impact of inflation. That may be part of the reason why a survey from realtor.com shows 72% of landlords said they plan to raise the rent on one or more of their properties in the next year.
Becoming a homeowner, if you’re ready and able to do so, can provide lasting stability and a reliable shelter in times of economic uncertainty.
Bottom Line
The best hedge against inflation is a fixed housing cost. If you’re ready to learn more and start your journey to homeownership, let’s connect.
Forget holding objects to see if they spark joy. It’s finally time for collectors and pack rats to rejoice!
It turns out, all of the crap you’ve collected over the years and crammed onto shelves is actually a decorative style that’s trending on Instagram and TikTok. So welcome to “cluttercore.”
More is more when it comes to this newest home style that features layers of pattern, color for days—and just about anything else you’d like to add.
The look has gone so viral that tens of thousands of folks are flocking to their social channels to take “shelfies,” or selfies of their bookcases, so they can share their cluttercore designs.
Homeowners are lining up their seashells, action figures, and candles shaped like vegetables to proclaim their unabashed love of cluttercore.
Wondering how cluttercore began—and whether this style is one to try or one that veers into hoarding territory? Here’s more about this latest decor trend, ways to get the look in your rooms, and how to know if you’ve moved past cluttercore into just plain clutter.
Cluttercore origins and definition
A video on TikTok last summer got the cluttercore ball rolling—and there was no looking back. This look seems to be an outgrowth from our cooped-up days during the COVID-19 pandemic when we were forced to spend hours looking at our homes with a critical eye.
Aching to feel safe in an upside-down world, we gathered our clutter together and put it on display. Cluttercore at its heart is actually maximalism on steroids, with a focus on groupings on shelves, layers on walls, or anything that signals abundance.
“The expression of cluttercore is to arrange things into groups and leave some space between them so each section has its own importance,” explains Robert Oleysyck, owner of All In Creative Agency.
Cluttercore colors and texture
Photo by Grawski Studios
If you’re a lover of maximalism, cluttercore is a close relative. (Think of the style as your very eccentric aunt.) And one way to get the look is to embrace an abundance of color and textures in your rooms. Oleysyck suggests creating a design in your home that works for you and “makes you feel whole or fulfilled.”
And if this maxi-gone-crazy style gets to be too much in one room, you can always tone it down in another.
“Carve out specific areas where you can express cluttercore with intention while reserving other spots, like the bedroom, for a more quiet aesthetic,” Oleysyck says.
Cluttercore celebrates collections
If you’re into vintage dishes, bowler hats, or comic books, and you want to view them in detail around the clock, cluttercore is for you.
Hang a gallery wall with your finds, corral them on a tray, or mount them under glass for safekeeping. It all works with this fun and creative design trend.
Oleysyck says he proudly displays photography gear, audio equipment, speakers, and a massive collection of vinyl and CDs—”all of which I have an emotional attachment to.” But he does cop to cleaning it up now and then, or when he’s feeling restless or having company over.
“There’s a misconception that being organized means you have to have a sparse space with no warmth,” notes Katie McCann, the organizing professional at Haven.
Even McCann, who lives and breathes order at her day job, displays decorative items on her bookcase. But she draws the line in high-traffic areas. (Her kitchen counter, dresser, and foyer table are neat and tidy.)
Cluttercore pattern on pattern
Photo by California Home + Design
Cluttercore also embraces patterns in a big way, including wallpaper, textiles, and floor coverings. But as you plan your look, think about a unifying thread that can run through it, whether it’s red, white, and blue; a flower theme; or Indian block prints. Otherwise, you may end up with a headache-inducing aesthetic.
Cluttercore—or simply clutter?
As with any decor trend, cluttercore definitely has its detractors. Leah Atkins of the eponymous design firm laments this new extreme in home design.
“You’re on trend if you cover all your walls, overfill your shelves, and put out so many pillows on your sofa you can’t sit down—this look is literally a hoarder’s dream come true,” she explains.
McCann doesn’t disagree and reminds homeowners of the need to draw the line somewhere.
“If there’s no method in place, then you’re simply leaving all your stuff out in plain sight rather than tucking it away,” she says.
The bottom line: You can make the joy that is cluttercore work for you, without going off the deep end into utter chaos. The experts here all urged homeowners to make collections work for them, rather than become hostage to the collections.
And if you can’t find a place to sit down, it’s time to rethink the pillows.
Pumpkin patches bring a touch of farm life to Southern California cities, but many have more to offer than supplying the raw materials for Halloween jack-o-lanterns.
They have carnival rides, activities for children, petting zoos and often live entertainment.
Here are some of the places at are opening between now and early October.
Los Angeles County
Cal Poly Pumpkin Festival: Oct. 1-30. Pumpkin patch with photo stops, hayrides, goat petting, corn maze, fair food and live entertainment. Tickets are only available online for reserved time slots. $6-$10 for general admission; $5-7 for ages 3-12. There will be a preview Sept. 30 with food and drink samples and entertainment; tickets are $70. AGRIscapes Center, Cal Poly Pomona, 4102 S. University Drive, Pomona. cpp.edu/~pumpkinfestival
Carved at Descanso Gardens: Oct. 7-31. Hundreds of carved pumpkins on display, hay maze, holiday foods. $20-$26 for members, $32-$38 for non-members.1418 Descanso Drive, La Cañada Flintridge. 818-949-4200, descansogardens.org
Forneris Farms: Oct. 8-31. Pumpkin patch and corn maze. Entry is $5, cash only, and there are additional charges for other attractions. 15200 Rinaldi St., Los Angeles. fornerisfarms.com
La Verne Heritage Foundation: Oct. 7-30. Pumpkin patch, tractor-pulled rides, petting farm. Heritage Park, 5001 Via De Mansions, La Verne. laverneheritage.org
Mr. Bones Pumpkin Patch: Oct. 7-30. Pumpkin and teepee villages, bounce houses, straw maze, petting zoo, giant rocking horses. Admission $10-$30 depending on date and time, extra charges for activities. 10100 Jefferson Blvd., Culver City. 310-276-9827, mrbonespumpkinpatch.com
Mr. Jack O’ Lanterns Pumpkin Patch, Farmers Market: Oct. 15-31. Games, activities and animals. Free admission, extra charge for activities. 6333 W 3rd St., Los Angeles. mrjackolanternspumpkins.com
Mr. Jack O’ Lanterns Pumpkin Patch, Torrance: Oct. 1-31. Games, activities and animals. Free admission, extra charge for activities. 17520 Prairie Ave., Torrance. mrjackolanternspumpkins.com
Mr. Jack O’ Lanterns Pumpkin Patch, West Los Angeles: Oct. 1-31. Games, activities and animals. Free admission, extra charge for activities. 11852 Santa Monica Blvd., Los Angeles. mrjackolanternspumpkins.com
Pa’s Pumpkin Patch: Sept. 30-Oct. 31. Petting zoo, pony rides, corn stalks and fair foods. Advance reservations are required and can be booked online. 6701 E. Pacific Coast Highway, Long Beach. paspumpkinpatch.com
Shawn’s Pumpkin Patch: Oct. 1-31. Pumpkin bounce house, train rides, petting zoo, carnival games. No entrance fee, but activities cost $3.50-$7. 11650 Santa Monica Blvd. Los Angeles. shawnspumpkinpatch.com
Toluca Lake Pumpkin Patch: Sept. 26-Oct. 31. Petting zoo and haunted maze. $10 for admission to both. 10601 Riverside Drive, North Hollywood. 818-505-8039
Orange County
Hana Field Pumpkin Patch: Oct. 1-29. U-pick pumpkins and sunflowers, corn maze and barnyard. $10 admission, $15 for flower-picking, activities extra. 427 Anton Blvd, Costa Mesa. 949-653-2100.
Irvine Park Railroad: Sept. 17-Oct. 31 Free haunted house, hay maze, hay pyramid, picture stands. Other activities cost extra, including train and hay rides, bounce houses, face painting and panning for gold. Great Pumpkin Weigh-off, Saturday, Sept. 24. Free admission, but parking is $3-$7. Irvine Regional Park, 1 Irvine Park Road, Orange. 714-997-3968, irvineparkrailroad.com
Pick of the Patch Pumpkins: Sept. 17-Oct. 31. Giant slides and inflatables. Admission is free; wristbands for inflatables cost $17-$30. 101 W. Avenida Vista Hermosa, San Clemente. abctreefarms.net
Pumpkin City, Anaheim: Sept. 30-Oct. 31. Carnival rides, games, petting zoo, entertainment. 2180 E. Lincoln Ave., Anaheim. pumpkincity.com
Pumpkin City, Laguna Hills: Sept. 30-Oct. 31. Carnival rides, games, petting zoo, entertainment, Oktoberfest beer garden. Laguna Hills Mall, 24203 Avenida de la Carlota, Laguna Hills. pumpkincity.com
Pumpkin Factory: Oct. 1-31. Rides, bounce houses, paintball target shooting, petting zoo. 1025 Westminster Mall, Westminster. thepumpkinfactory.com
Tanaka Farms: Open now through Oct. 31. U-pick pumpkins, wagon rides, arts and crafts. $10 general admission; extra for activities. Parking passes are required, fee is $10 on weekends. 5380 University Drive, Irvine. 949-653-2100.
Zoomars at River Street Ranch: Saturday, Sept. 24-Oct. 31. Petting zoo with goats, sheep and guinea pigs, pony, train and mini-tractor rides. Admission is $15, $12 for children12 years and younger, 31791 Los Rios St., San Juan Capistrano. 949-831-6550, riverstreetranch.com
Riverside County
Big Horse Corn Maze & Pumpkin Patch: Oct. 1-30. Giant maze at Big Horse Feed and Mercantile. Food vendors and beer garden on weekends. 33320 Temecula Parkway, Temecula. $15 admission, $10 parking on weekends. 951-389-4621, bighorsecornmaze.com
Hunter’s Pumpkin Patch: Open now through Oct. 30. Carnival games, rides, barrel train, food. 12125 Day St., Building Q, Moreno Valley. 951-440-2027, hunterspumpkinpatch.com
Peltzer Pumpkin Farm: Saturday, Sept. 24-Oct. 31. Petting zoo, games, mining, face painting, rides. $2 admission on weekdays, $3 on weekends, extra for attractions. Pumpkin painting classes for $20 Tuesdays and Thursdays in October. 39925 Calle Contento, Temecula. peltzerfarms.com
Pick of the Patch Pumpkins: Saturday, Sept. 24-Oct 31. Giant slides and inflatables. Admission is free; wristbands for inflatables cost $17-$30. 18614 Dexter Ave., Lake Elsinore. abctreefarms.net
Pumpkin Factory: Oct. 1-31. Rides, bounce houses, petting zoo. 1545 Circle City Drive, Corona. thepumpkinfactory.com
San Bernardino County
Frosty’s Forest: Sept. 30-Oct. 30. “Hocus Pocus”-themed corn maze, sunflower labyrinth, petting zoo, bounce houses, carnival games. $5-$10 admission. A scary corn maze called Haunted Harvest is on the property with $30 separate admission.14861 Ramona Ave., Chino. frostysforest.com, thehauntedharvest.com
Greenspot Farms: Opens Oct. 1. Rides, farm animals, duck races, crafts and hay maze. Free admission. Scary nighttime attractions will be offered Oct. 16-31, including Haunted Hayride and Haunted Trail. Tickets are $15-$30. 10133 Ward Way, Mentone. 909-794-7653, greenspotfarms.com
Live Oak Canyon Pumpkin Farm: Open now through Oct. 31. U-pick pumpkins, more than 50 attractions including corn maze, petting zoo and rides. Live entertainment in October. $10-$25 admission for adults, $5-$20 for children; extra charge for some attractions. Live Oak Canyon Road at the 10 Freeway, Yucaipa. liveoakcanyon.com
SkyPark at Santa’s Village: Oct. 8-30. Pumpkin patch, activities, live entertainment and trick-or-treating on weekends. $59 for adults, $49 for children. 28950 Highway 18, Skyforest. skyparksantasvillage.com
Source: https://www.ocregister.com/2022/09/20/where-to-find-pumpkin-patches-for-halloween-2022/
Keeping Current Matters | Octo 21, 2022
![3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2022/10/20151852/3-questions-you-may-be-asking-about-selling-your-house-today-MEM-1046x2637.png)
- If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.
- You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?
- Let’s connect so you can get answers to these questions and learn about the opportunities you still have in today’s housing market.
🍁🎃👻 Look no further if you’re planning a Halloween party or fall festival and in need of some hilarious Halloween games that are great for all ages?!
For detailed instructions on how to play the MYSTERY BOX GAME and a list of 30 awesome and creepy household items to use in your mystery box, go to https://www.thespruce.com/halloween-feel-box-game-1357636
Feel that nip in the early-morning air? That’s right, fall is delivering cooler temperatures and shorter daylight hours, which signals California’s broadleaf trees to get their colors on. Grab a thermos of steaming, pumpkin-spiced something and hit the road—maybe to a California State Park—to see oaks, aspens, dogwoods, and willows cloaked in their candy-colored coats.
When’s the best time of year to witness this autumnal splendor? That depends on many factors: the type of tree, the region, and the elevation, to name a few. But foliage report websites such as California Fall Color and Mono County’s Fall Color Report can provide real-time conditions. Typical foliage seasons are provided below, but keep in mind that as with any general guideline, it could change—in this case, due to a single storm or cold spell. Check local websites or other resources (if you are visiting a state or national park, a call to one of their ranger stations might provide some insight). For optimal leaf-peeping without the weekend crowds, plan a midweek trip to these autumn hotspots, listed south to north:
SOUTHERN CALIFORNIA
Julian, San Diego County
In Julian, autumn is the grandstand season, both for apple-pie eating and leaf-peeping. Sample the town’s homemade apple confections, then watch black oaks do their color-changing trick at Lake Cuyamaca in Cuyamaca Rancho State Park. A scenic 45-minute drive leads to Palomar Mountain State Park, where you can put some miles on your feet while you admire bracken ferns and leafy oaks on the Thunder Ridge and Chimney Flat Loop. Or hike the Five Oaks Trail at Volcan Mountain Wilderness Preserve, home to some of the oldest and largest black oaks in San Diego County. Typical peak season: early to mid-November.
Temecula Valley and Murrieta, Riverside County
In Southern California’s wine country, colorful leaves cling to gnarled grapevines after the harvest, making autumn’s magic last well into November. Savor vintages and vineyards decked out in fall colors as you drive past 19 wineries on Rancho California Road plus 10 more on De Portola Road. In neighboring Murrieta, pedal your mountain bike or hike through Cole Canyon‘s oak woodlands and Sylvan Meadows’ bunchgrass prairie. At the end of the day, nab a patio seat for fall-themed dining in Old Town Temecula. Typical peak season: late November to early December
Oak Glen, San Bernardino County
At this rural enclave in the San Bernardino Mountain foothills, autumn stakes its claim in the golden oaks punctuating the hillsides and orange pumpkins dotting Riley’s Farm. At the Wildlands Conservancy’s Oak Glen Preserve, a 2.4-mile loop leads from park headquarters downhill through the apple orchards of century-old Los Rios Rancho, Southern California’s largest apple farm. Typical peak season: mid-October to early November
Santa Maria Valley, Santa Barbara County
Southern Santa Barbara County is known for palm trees and sandy beaches, but northern Santa Barbara—aka the Santa Maria Valley—is known for tasty Pinot Noir, Syrah, and Chardonnay. Drive the 30-mile Foxen Canyon Wine Trail to see pastoral vineyards showing off their autumn regalia. Hop on your bike and ride through 14 miles of forested canyon on Tepusquet Road, a one-lane byway near Byron Winery. Or drive to Guadalupe’s Oso Flaco Lake to see golden-hued arroyo willows and walk its 1.5-mile boardwalk trail above the tranquil lake (don’t forget binoculars for bird-watching). Typical peak season: as early as August, through mid-October
NORTHERN CALIFORNIA
Bishop to Bridgeport, Inyo and Mono Counties
Expert leaf-peepers never miss a road trip on US 395 to see the Eastern Sierra’s blue-ribbon fall foliage. Catch the aspen show between Bishop and Bridgeport by side-tripping west on major roads heading into the mountains: Highway 168 from Bishop to Sabrina and South Lakes, the June Lake Loop (Highway 158) past Silver and Grant lakes, and Lundy Lake Road seven miles north of Lee Vining. Or keep north on US 395 to see quaking aspen stands glow like stained-glass windows at Conway Summit, then score even more aspen eye-candy by driving Bridgeport’s Twin Lakes Road west to Twin Lakes. The Mono County Fall Color Report offers weekly updates on where the fall colors are looking their best. Typical peak season: mid-September through October
Sonora to Sonora Pass, Tuolumne County
Every autumn, Highway 108‘s aspen groves put on a dazzling color show. Start your trip in Sonora with a hike on Dragoon Gulch Trail, taking in views of Gold Country’s colorful hills. Then head east on Highway 108, cruising up the grade past Pinecrest Lake. Pause at Donnell Vista to admire volcanic ridges gussied up in fiery yellows and oranges, then pop in to Kennedy Meadows Resort to say hello to the horses or fill up with a hearty burger before ascending another 10 miles to Sonora Pass. As you descend down the east side, the aspen show is nearly nonstop. Typical peak season: early September through October
Hope Valley, Alpine County
South of Lake Tahoe, Hope Valley’s dense aspen groves offer nearly traffic-stopping displays of glowing golds, opulent oranges, and brilliant reds. Start your drive from the west on Highway 88 in Jackson or Pioneer, then wind your way uphill until you top out at Carson Pass. A sharp descent plunges you into Hope Valley, where you’ll pull over every quarter-mile to snap another photo. Aspens border both sides of the highway, but especially showy stands are found near Red Lake and Wylder Hope Valley Resort. For even more aspen glory, take a side trip north on Highway 89 over Luther Pass into Meyers and South Lake Tahoe. Gorgeous groves show off their colors all the way north to Emerald Bay. Typical peak season: mid-October to mid-November
Nevada City and Grass Valley, Nevada County
Walk down Nevada Street in Nevada City to see century-old sugar maples and American sweetgums (liquidambars) turning a brilliant stoplight red. Planted by Gold Rush miners in the mid-1800s, these fall foliage champions pair well with the Victorian buildings lining the town’s historic district. Explore downtown, then walk the level Cascade Canal Trail, shaded by red-hued dogwoods and deep green Douglas firs. In nearby Grass Valley, stroll around Empire Mine State Historic Park, where the colorful leaves of ornamental sweetgums, silver maples, and sugar maples accent the subtler gold of native black oaks. Walk any of the trails that start at the Gold Hill Drive Trailhead to see the trees sporting their fall colors. Typical peak season: mid-October to mid-November
Keeping Current Matters | Oct 6, 2022
Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no signs of letting up soon.
Economic uncertainty and the volatility of the financial markets are causing mortgage rates to rise. George Ratiu, Senior Economist and Manager of Economic Research at realtor.com, says this:
“While even two months ago rates above 7% may have seemed unthinkable, at the current pace, we can expect rates to surpass that level in the next three months.”
So, is now the right time to buy a home? Anyone thinking about buying a home today should ask themselves two questions:
1. Where Do I Think Home Prices Are Heading?
There are two places to turn to answer this question. First is the consensus of what experts are saying. If you look at what experts are projecting for home prices in 2023, they’re forecasting home price appreciation around 2%. While it’s true some are calling for depreciation, most are calling for appreciation in home values over the next year.
The second spot to turn to for information is the Home Price Expectation Survey from Pulsenomics – a survey of a national panel of over one hundred economists, real estate experts, and investment and market strategists. According to the latest release, the experts surveyed are also calling for home price appreciation for the next several years (see graph below):
2. Where Do I Think Interest Rates Are Heading?
Like mentioned above, Ratiu sees mortgage rates rising over the next several months. Another expert agrees. Mark Fleming, Chief Economist at First American, says:
“While mortgage rates are expected to continue to drift higher over the coming months, much of the rapid increase in rates is likely behind us.”
The instability in the world and higher inflation are driving this volatile market, resulting in higher borrowing rates for those looking to buy homes.
Bottom Line
If you’re thinking about buying a home, asking yourself about home prices and mortgage rates will help you make a powerful and confident decision. Experts see both prices and rates rising in the future. The alternative is to rent, but rents are also increasing. That may mean buying a home makes more sense than renting.
Let’s chat and connect!
Christine Almarines @carealestategroup
Realtor DRE # 01412944
714-476-4637 | christine@carealestategroup.com
Michelle Kim @michellejeankim_homes
Realtor DRE # 01885912
714-253-7531 | michelle@carealestategroup.com
Esther Oh @estheroh_realtor
Realtor DRE # 02155451
323-0899-7065 | esther@carealestategroup.com
Realtor.com | Oct 7, 2022
It may not be poolside season any longer, but that doesn’t mean it’s time to call it quits in your backyard living space just yet. With a few more warm days and brisk nights ahead, now’s actually a great time to rethink your outdoor design and make it seasonally appropriate with string lights, cozy decor, and a bit of overhead protection from the sun or rain.
This week’s Instagram decor trends include five looks that will inspire you to polish up your outdoor space—whether it’s an apartment balcony or a spacious backyard seating area—so you can enjoy these last few weeks of outdoor living in style.
1. Scandi-inspired seating
No one knows how to ring in the colder seasons in style quite like the Scandinavians, and this Scandi-inspired seating from @primrose.co.uk illustrates the point perfectly.
We love the minimalist vibe of the seating area made from recycled wooden pallets and faux fur rugs.
“It’s a relatively cheap look to re-create and creates an ideal seating arrangement for a casual meal,” says design and remodeling expert Ben Kuhl, of Shelf Expression. “Use throw pillows and candles to enhance the look.”
Get the look: Add a few of these faux fur throws to your outdoor seating area.
2. Garden-path fairy lights
Another easy way to bring a bit of soothing ambiance to your outdoor space is to line your backyard with string lights, like the ones seen here from @camilliabloomsbury.
“If you have a developed flower garden, this might be just the thing,” says Kuhl. “These fairy lights add romantic mood lighting to your outdoor space—making it perfect for a picnic date with your partner. Use a shepherd’s hook to get the right height for your lights.”
Get the look: Pair these outdoor string lights with these shepherd’s hooks.
3. Patio mirror
Mirrors are an amazing addition to small indoor spaces—and as we can see in this photo from @leopard_print_stairs, the same can be said for their magic effect on outdoor spaces, too.
“Mirrors will fabricate the illusion of extra space, making them perfect for small garden areas,” says interior designer David Lee, of Neutypechic. “Placing a mirror on your patio will create an indoor-outdoor feel and give it a homey vibe.”
4. Bamboo canopy
One of the most inexpensive and effective ways to create some shade from the weather—and cultivate that tucked-in feeling—is with a bamboo canopy like this one from @sallydoessassy.
“If you live in a city where it’s usually hot and sunny, add a bamboo canopy in your backyard,” says Lee.
This overhead cover can also come in handy during a light sprinkle of rain.
Get the look: Grab a few rolls of bamboo or reed fencing to create your perfect vintage canopy.
5. Hanging lanterns
Improving the lighting in your outdoor space while also making it look high-end is as simple as hanging some trendy lanterns like these ones from @fincadelicaibiza.
“Low-hanging lanterns are coming back into fashion, and they will give your patio or backyard an Ibiza-inspired vibe, so you feel like you’re chilling somewhere more exotic than your own backyard,” says Lee.
Get the look: Hang up a few of these natural rattan lanterns or these solar-powered lanterns to give your patio that cocktail lounge glow.
While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase in your wealth came in the form of home equity. Here’s how it works.
Equity is the current value of your home minus what you owe on the loan. Because there was a significant imbalance between the number of homes available for sale and the number of buyers looking to make a purchase over the past few years, home prices appreciated substantially. And while rising inventory and mortgage rates have cooled the market some in recent months, home prices nationally remain strong.
That’s why, according to the latest Homeowner Equity Insights from CoreLogic, the average homeowner equity has grown by $60,000 over the last 12 months. While that’s the national number, if you want to know what happened, on average, over the past year in your area, look at the map below from CoreLogic:
Why This Is So Important Right Now
Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), helps explain why this matters so much today:
“. . . the decline in the stock market has dented overall net wealth. It has fallen by $6 trillion from the first to the second quarter. Only housing wealth has held on, with homeowners’ real estate wealth (home value minus mortgage balance) rising by $1.2 trillion.”
While equity helps increase your overall net worth, it can also help you achieve other goals like buying your next home. When you sell your current house, the equity you built up comes back to you in the sale, and it may be just what you need to cover a large portion – if not all – of the down payment on your next home.
Bottom Line
There’s volatility in today’s stock market, but home equity is still incredibly strong. To find out just how much equity you have in your current home, let’s connect.
