
Keeping Current Matters | Nov 3, 2023
Some Highlights
- If you’re ready to buy a home but are having a hard time affording it on your own, or, if you have aging loved ones you need to care for, you might want to consider a multi-generational home.
- Living with siblings, parents, and even grandparents can help you save money, give or receive childcare, and spend quality time together.
- Let’s connect to find a home in your area that’s perfect for you and your loved one’s needs.

Christine Almarines @christine_almarines
Realtor DRE# 01412944 | 714-476-4637

Michelle Kim @michellejeankim_homes
Realtor DRE# 01885912 | 714-253-7531

Anaid Bautista @singlemomrealtor
Realtor DRE# 02179675 | 949-391-8266
CONTACT ANY ONE OF OUR @CAREALESTATEGROUP AGENTS:
👩🏻 Christine Almarines @christine_almarines
Realtor DRE# 01412944 | 714-476-4637
👩🏻 Michelle Kim @michellejeankim_homes I speak Korean!
Realtor DRE# 01885912 | 714-253-7531
👩🏻 Anaid Bautista @singlemomrealtor I speak Spanish!
Realtor DRE# 02179675 | 949-391-8266
CA Real Estate Group | Powered by Keller Williams Realty
CONTACT ANY ONE OF OUR @CAREALESTATEGROUP AGENTS:
👩🏻 Christine Almarines @christine_almarines
Realtor DRE# 01412944 | 714-476-4637
👩🏻 Michelle Kim @michellejeankim_homes I speak Korean!
Realtor DRE# 01885912 | 714-253-7531
👩🏻 Anaid Bautista @singlemomrealtor I speak Spanish!
Realtor DRE# 02179675 | 949-391-8266
CA Real Estate Group | Powered by Keller Williams Realty

Room Makeovers in a Flash

Refreshing a room in your home — for a season or a more permanent change — doesn’t have to be costly or take weeks to complete. Try these creative ideas for quick transformations.
Guest Bedroom
Low-effort, high-impact updates will welcome your guests year-round.
- Hang new window treatments to easily change the mood of the room.
- Add a patterned rug for texture, warmth and visual interest.
- Update the duvet for a small fix that makes a big difference.
- Place new pillows in various fabrics and prints to add depth and coziness.
- Invite the outdoors in with houseplants.
Kitchen
You might think a kitchen update means major upgrades like new countertops or painted cabinets. But there are quick changes you can make to give your kitchen a fresh new look.
- Elevate the feel of your kitchen with new cabinet knobs and pulls.
- Restyle open shelving or glass-door cabinets with new or repurposed items.
- Create a coffee bar for a modern hotel-like atmosphere.
- Soften windows while adding style with new blinds or shades.
- Swap old or dated light fixtures for stylish pendants.
- Make a distinctive statement with a new faucet.
Entryway
First impressions are made in your home’s entryway. A few simple fixes will go a long way in making this multi-purpose space warm and welcoming.
- Add storage with a bench, shelving, console table, or hooks.
- Bring life into the space by placing natural elements like small branches or dried grasses in a vase.
- Give the illusion of spaciousness with a full-length mirror.
- Create a dramatic gallery wall.
- Add family photos or meaningful decor for a personal touch.

Housewarming Gifts For A Warm Welcome
Celebrate a friend or loved one’s new home with these creatively unique housewarming gifts.
If the new homeowner loves to host gatherings with friends and family, a personalized cheeseboard or coaster set makes the perfect addition for their next get-together.
For those who value a tidy home, help them out with a cordless vacuum or lid organizer. To keep their schedules as organized as their home, a magnetic calendar is another option.
Culinary enthusiasts will enjoy practical kitchen gifts like organic salts, premium olive oils and artisanal honey. Or consider unusual accessories like hand-painted measuring cups or a mortar and pestle.
Those who love spending time at home will appreciate a relaxing evening with a bath caddy tray and a soothing candle. For families, a sampler of popcorn flavors for their next movie night will surely be a hit.

Hot Tips and Cool Tricks: Your Guide To Regular HVAC Upkeep
Keeping cool in the summer and warm in the winter isn’t just about comfort — it’s about maintaining a home that breathes easy year-round. Beyond merely reducing the chances of an unexpected breakdown, regular upkeep of your HVAC system significantly extends its lifespan and is easier than you might think. While experts suggest professional maintenance once or twice a year, there are some simple tasks you can perform on your own.
Monthly
- Ensure outdoor components are on level ground and free of leaves, grass clippings, toys, and other debris. Maintain two feet of clearance around the unit.
- Inspect refrigerant line insulation for damage and check for leaks. If repairs are needed, consult a licensed HVAC professional.
Seasonally
- In warmer months, turn off the water supply to the furnace humidifier. When the weather turns cooler, replace the humidifier filter and turn the water back on.
- Use high-efficiency air filters, and be sure to replace them every three months.
Yearly
- Clean the AC condensation drain line with water and bleach.
- Lubricate the HVAC motor and replace the fan belt if necessary.

Spice Up Your Pumpkin-Decorating Skills
Turn ordinary pumpkins into extraordinary works of art with these “gourd-eous” decorating ideas.
Give your pumpkins a metallic makeover with copper spray paint that matches copper cookware for a trendy autumn kitchen.
Make a cozy sweater for your pumpkin by gluing thick braids of yarn from stem to bottom, spacing braids about one inch apart.
Bring mummies to life by wrapping strips of gauze around a small pumpkin, using hot glue to secure the strips. Leave a gap in the gauze, then glue on two different-sized black circles for the eyes. These cute pumpkins capture the spirit of the season with their not-so-spine-tingling stare.
Add a touch of elegance by gluing pieces of white lace trim or delicate flower appliques onto pumpkins.

Recipe: Personal Greek Pizza

Ingredients
2 small, pre-baked pizza crusts
¼ cup marinara or pizza sauce
½ cup crumbled Feta cheese
½ cup cherry tomatoes, sliced
¼ cup red onion, julienned
¼ cup black olives, halved
¼ cup green olives, sliced
¼ cup sundried tomatoes
Directions
Preheat oven to 425° F. Line a baking pan with parchment paper. Place pizza crusts on pan and top with equal amounts of sauce, cheese and vegetables. Bake for 8-10 minutes, or until toppings are hot and crusts are crispy. Serve with tzatziki sauce.
Serves 2

©2023 The Personal Marketing Company. All rights reserved. Reproductions in any form, in part or in whole, are prohibited without written permission. If your property is currently listed for sale or lease, this is not intended as a solicitation of that listing. The material in this publication is for your information only and not intended to be used in lieu of seeking additional consumer or professional advice. All trademarked names or quotations are registered trademarks of their respective owners.
The Personal Marketing Company
11511 W. 83rd Terrace
Lenexa, KS 66214 |
KeepingCurrentMatters.com | Sep 13, 2023
Are you a baby boomer who’s lived in your current house for a long time and you’re ready for a change? If you’re thinking about selling your house, you have a lot to consider. Will you move to a different state or stay nearby? Is it time to downsize or do you want more space to accommodate your loved ones? But maybe the biggest consideration boils down to this – will you buy your next home or choose to rent instead?
That decision ultimately depends on your current situation and your future plans. Here are two important factors to help you decide what’s right for you.
Expect Rents to Keep Going Up
The graph below uses data from the Census to show how rents have been climbing steadily since 1988:
Rents have been going up consistently over the long run. If you choose to rent, there’s a risk your rental payment will go up each time you renew your lease. Having a higher rental expense may not be something you want to deal with every year.
When you buy a home with a fixed-rate mortgage, it helps stabilize your monthly housing payment. This allows you to lock in your monthly payment for the duration of your home loan. That keeps your payments steady and predictable for the long haul. Freddie Mac sums it up like this:
“. . . homeowners with fixed-rate loans will see little to no change to their monthly housing cost over the life of their loan. You can be confident in knowing that your mortgage payments won’t change much in the long term, even when life’s other costs do.”
Owning Your Home Comes with Unique Benefits
According to AARP, buying your next home is a better long-term strategy than renting:
“Though each option has pros and cons, buying provides more pros, with a broader range of benefits.”
To help you choose what you’ll do after you sell, here are just a few of the benefits of homeownership that article covers:
- Owning your home can help you save money for the future. Your home, and the equity you build as a homeowner, can provide generational wealth that could be passed on to loved ones, giving them a better life.
- You might not have to pay a monthly mortgage payment at all. If you have enough equity to buy your next home outright, you wouldn’t have a monthly mortgage payment. While you might still need to cover property taxes or maintenance fees, not having to worry about a monthly mortgage payment could be a big relief.
- Aging in place can be simpler. If your needs change, owning your home gives you the freedom to make renovations and updates that can make everyday life easier.
Bottom Line
If you’re a baby boomer who’s wondering whether you should buy or rent your next home, call Christine Almarines at CA Real Estate Group for advice at (714) 476-4637. With rents going up and homeownership providing so many benefits, it may make sense to consider buying your next home.
KeepingCurrentMatters.com | Sep 1, 2023

Some Highlights
- Your equity grows as you pay down your home loan and as home prices increase. With home prices rising again, your equity is getting an extra boost.
- Almost half of homeowners are equity rich because they have at least 50% equity in their homes. If you’ve been in your home for a while, you might have gained a considerable amount of equity, too.
- Want to find out how much equity you have? Connect with a trusted real estate agent for a Professional Equity Assessment Report (PEAR). Call Christine Almarines and the CA Real Estate Group for a consultation today by calling or texting (714) 476-4637.
- Find out how much your home would be valued at in today’s market > CLICK HERE
There are ways to embiggen your home without spending a fortune.
When you first bought your first house, it probably seemed enormous, especially if you were moving from a tiny apartment. But inevitably, the longer you own it (and start filling it with stuff, pets, and children), the smaller it seems.
What’s to be done? Buy a larger home? Sure, but that’s going to be expensive, especially right now. Get a storage unit? Now your stuff is 20 minutes away, and you have a new monthly bill to pay. Add an addition to your existing house? Also expensive—but it doesn’t have to be. While adding a whole new room or wing to your house might be the ideal solution to your space needs, if you don’t have the cash for such a project, there are lower-cost options you could consider.
Finishing an existing unfinished space
The first option to consider is finishing the spaces that already exist. Unfinished areas like basements don’t count as livable space in your house, so finishing them adds value and space to your home.
If you have a garage, that’s going to be the cheapest space to finish. Garages are often already attached to the main level of the house, have a door connection to the rest of the space, and are probably wired up with electricity at the least. The average cost of converting a garage is around $15,000, though it can go a lot higher if you need to add plumbing for a bathroom or if your garage is very large (or if you’re trying to convert one portion of a 3-car garage and keeping the rest for a car). The main downside is the loss of covered parking, but this is a cheap way to gain square footage.
Unfinished attics and basements are also obvious targets for finishing, with the cost to finish a basement averaging about $23,000 and the cost of finishing an attic averaging $25,000.
Enclose an outdoor space
Another way to add square footage to your home cheaply is to take advantage of outdoor spaces that are already part of the home’s footprint, like patios and porches. This can be pretty involved, requiring new foundations and everything from plumbing to wiring in addition to adding walls, windows, and doors connecting the space to the existing home. Depending on the size of your patio, completely enclosing it can run you anywhere from $17,500 on the low end to several hundred grand on the higher end—which isn’t much cheaper than just adding a room. Enclosing a porch and making it into a four-season room can be cheaper, ranging from $20,000 to $80,000 on average.
A cheaper option for a porch or patio conversion is to create a sunroom or three-season room. Because these spaces lack insulation and heating, they’re generally cheaper to build (screening in a patio, for example, can be as cheap as $500, and a three-season porch can often be obtained for less than $10,000). While these won’t count as official bedrooms or anything and aren’t usable in colder weather, they still add value and usable space to your home.
If you’re handy, a cheaper option for a sunroom or three-season room conversion could be a DIY kit. These can get the job done for as cheap as $1,500 because they don’t include labor costs, and typically require just a few days to construct.
Create bump outs or dormers
An affordable option to add just a little space to your home is a bump-out or an attic dormer. A bump-out is a small addition to a room, sometimes as small as two feet in depth. They’re usually supported by the existing home’s foundation, so don’t require one of their own. Depending on the length of the bump-out, you can add a few dozen square feet to the living area of your house, and the costs range from $5,000 to about $32,000, depending on the size and complexity of the project.
Adding a dormer or two to your attic doesn’t actually add much square footage, but it can make the existing attic space into usable space by raising the ceiling height and adding windows. Attic dormers typically cost less than $20,000 to add, and can transform a tight attic into a sunny room.
Create a loft
If the interior of your house has at least one space with soaring ceilings, you can add some usable space by building a loft area. This can be a DIY project if you really want to keep costs down, and can give you an office space or additional storage space without sacrificing any existing areas. Depending on how ambitious you are (is this just a platform for a bed, or are you envisioning a fully-equipped office?) a lofted area within a room can run you anywhere from a few grand to tens of thousands of dollars.
Add a prefab shed/ADU
Finally, if you have backyard space, you could consider adding a tiny house (also called an Accessory Dwelling Unit, or ADU) or prefabricated shed space to your property. Tiny homes can be as cheap as $4,000 if you DIY the build, and you can wire them for power and add plumbing, climate control, and nice finishes to create freestanding living space. Be sure to check with your HOA or local government concerning permits and other requirements before you click “ORDER” on an entire small house.
Don’t Fall for the Next Shocking Headlines About Home Prices
If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices.
They’re basing their negative news by comparing current stats to the last few years. But you can’t compare this year to the ‘unicorn’ years (when home prices reached record highs that were unsustainable). And as prices begin to normalize now, they’re talking about it like it’s a bad thing and making people fear what’s next. But the worst home price declines are already behind us. What we’re starting to see now is the return to more normal home price appreciation.
To help make home price trends easier to understand, let’s focus on what’s typical for the market and omit the last few years since they were anomalies.
Let’s start by talking about seasonality in real estate. In the housing market, there are predictable ebbs and flows that happen each year. Spring is the peak homebuying season when the market is most active. That activity is typically still strong in the summer but begins to wane as the cooler months approach. Home prices follow along with seasonality because prices appreciate most when something is in high demand.
That’s why, before the abnormal years we just experienced, there was a reliable long-term home price trend. The graph below uses data from Case-Shiller to show typical monthly home price movement from 1973 through 2021 (not adjusted, so you can see the seasonality):

As the data from the last 48 years shows, at the beginning of the year, home prices grow, but not as much as they do entering the spring and summer markets. That’s because the market is less active in January and February since fewer people move in the cooler months. As the market transitions into the peak homebuying season in the spring, activity ramps up, and home prices go up a lot more in response. Then, as fall and winter approach, activity eases again. Price growth slows, but still typically appreciates.
Why This Is So Important to Understand
In the coming months, as the housing market moves further into a more predictable seasonal rhythm, you’re going to see even more headlines that either get what’s happening with home prices wrong or, at the very least, are misleading. Those headlines might use a number of price terms, like:
- Appreciation: when prices increase.
- Deceleration of appreciation: when prices continue to appreciate, but at a slower or more moderate pace.
- Depreciation: when prices decrease.
They’re going to mistake the slowing home price growth (deceleration of appreciation) that’s typical of market seasonality in the fall and winter and think prices are falling (depreciation). Don’t let those headlines confuse you or spark fear. Instead, remember it’s normal to see a deceleration of appreciation, slowing home price growth, as the months go by.
Bottom Line
If you have questions about what’s happening with home prices in your area, connect with CA Real Estate Group. Call Christine Almarines at (714) 476-4637.
keepingcurrentmatters.com | May 25, 2023
If you’re trying to decide if now’s the time to sell your house, here’s what you should know. The limited number of homes available right now gives you a big advantage. That’s because there are more buyers out there than there are homes for sale. And, with so few homes on the market, buyers will have fewer options, so you set yourself up to get the most eyes possible on your house.
Here’s what industry experts are saying about why selling now has its benefits:
Lawrence Yun, Chief Economist at the National Association of Realtors (NAR):
“Inventory levels are still at historic lows. Consequently, multiple offers are returning on a good number of properties.”
Selma Hepp, Chief Economist at CoreLogic:
“We have not seen the traditional uptick in new listings from existing homeowners, so undersupply of housing will continue to heighten market competition and put pressure on prices in most regions. Some markets are already heating up considerably, but price premiums that we saw last spring and summer are unlikely.”
Clare Trapasso, Executive News Editor at Realtor.com:
“Well-priced, move-in ready homes with curb appeal in desirable areas are still receiving multiple offers and selling for over the asking price in many parts of the country . . .”
Jeff Tucker, Senior Economist at Zillow:
“. . . sellers who price and market their home competitively shouldn’t have a problem finding a buyer.”
Bottom Line
If you’re thinking about selling your house, connect us at CA Real Estate Group and we can share the expert insights you need to make the best possible move today. Call Christine Almarines at 714-476-4637.
Keeping Current Matters | May 26, 2023
Some Highlights