FREE HOMEBUYER WEBINAR

What You'll Learn During This Free Home Buyer Webinar

🏡 Understanding the Home Buying Process

Step-by-step overview from preparing to buy through receiving the keys
What to expect at every stage of the transaction
Common mistakes first-time buyers make—and how to avoid them

💰 Financing & Loan Options

How much home you can realistically afford
Understanding credit scores and how they impact buying power
Down payment assistance programs
FHA, Conventional, VA, and other loan options
How to improve your chances of loan approval
Current interest rates and what they mean for buyers
Understanding monthly payments beyond the mortgage (taxes, insurance, HOA, etc.)

📋 Getting Financially Ready

Budgeting for your first home
How much money you’ll actually need to close
Hidden costs buyers often overlook
How to strengthen your financial position before shopping

🔍 Finding the Right Home

How to determine your “must-haves” vs. “nice-to-haves”
Choosing the right neighborhood
Understanding resale value
Red flags to watch for when touring homes

🤝 Making Winning Offers

How offers are evaluated
Negotiation strategies that help buyers compete
Contingencies explained in plain English
Multiple-offer situations

🏠 Inspections, Appraisals & Escrow

What inspections really tell you
What happens during escrow
Understanding the appraisal process
Final walkthrough and closing day

📈 Building Wealth Through Homeownership

Why buying can be one of the best long-term investments
Building equity over time
Strategies for future upgrades or investment opportunities
How owning a home can create financial stability

🎯 Real Estate Advice You Won’t Find Online

With over 20 years in real estate—including lending, investing, flipping homes, brokerage leadership, and helping hundreds of families buy and sell homes—Christine will share real-world insights that go beyond what you’ll find on YouTube or Google.

Learn:

How experienced agents negotiate
How to avoid costly mistakes
Market timing myths
Insider tips that can save you thousands

❓Live Q&A

Bring your questions!
Nothing is off limits—from credit scores to contracts to choosing the right neighborhood.

Why Attend?

✔ Free education with zero pressure

✔ Learn from both a Realtor and Loan Specialist

✔ Understand the process before you start shopping

✔ Get answers specific to your situation

✔ Feel confident instead of overwhelmed

✔ Leave with a clear action plan

Why Learn From Christine & Luz?

Christine Almarines

20+ years of real estate experience
Former CEO of a Keller Williams office with 350+ agents
Experience in lending, investing, flipping, buying, and selling
Skilled negotiator and trusted advisor who focuses on educating clients—not pressuring them

Luz Lluncor

Branch Manager of New Word Mortgage in Downey & Mortgage Loan Specialist
Expert in helping buyers understand financing options
Knowledgeable about loan programs, down payment assistance, and today’s lending guidelines
Passionate about making the lending process simple and approachable

Together, they provide both sides of the home-buying journey so you’ll understand not only how to buy a home, but also how to make smart financial decisions along the way.